State Bank of India • ANANTNAG, Jammu and Kashmir

R AND DB RACC ANANTNAG IFSC Code

Find the IFSC code (SBIN0063480), branch address, contact details, and banking information for State Bank of India R AND DB RACC ANANTNAG branch in ANANTNAG, Jammu and Kashmir.

Official 11-Digit IFSC Code SBIN0063480
IFSC format valid • Source: RBI Public Register
Last verified: 24 Sep 2026
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Branch Details

Bank Name State Bank of India
Branch Name R AND DB RACC ANANTNAG
IFSC Code SBIN0063480
MICR Code Not available
City / Town ANANTNAG
District ANANTNAG
State Jammu and Kashmir
Postal PIN Code Not available
Branch Address
LAL CHOWK, ANANTNAG ANANTNAG,JAMMU AND KASHMIR DIST ANANTNAG STATE JAMMU AND KASHMIR PIN 192101
Phone / Contact
Branch Direct: +919906674946
Verified Bank Helplines

Banking Status & State Holidays

Regular Working Day Last checked: 24 Sep 2026
Typical banking hours: 10:00 AM – 4:00 PM (subject to branch-specific schedules and local changes) in Jammu and Kashmir. Regular banking hours are typically 10:00 AM – 4:00 PM, subject to branch-specific schedules and administrative changes. Digital payment systems (NEFT, RTGS, IMPS, UPI) are generally operational round-the-clock per RBI/NPCI guidelines, subject to individual bank processing, system maintenance, and account limits.
Upcoming Bank Holidays in Jammu and Kashmir

Commercial banks observe weekly holidays on Sundays, 2nd & 4th Saturdays, and state-notified Negotiable Instruments Act holidays:

Date Day Holiday / Observance Type
26 Sep 2026 Saturday Fourth Saturday Bank Holiday RBI Banking Holiday
02 Oct 2026 Friday Mahatma Gandhi Jayanti National Holiday
10 Oct 2026 Saturday Second Saturday Bank Holiday RBI Banking Holiday
24 Oct 2026 Saturday Fourth Saturday Bank Holiday RBI Banking Holiday
14 Nov 2026 Saturday Second Saturday Bank Holiday RBI Banking Holiday

IFSC Code Structure

The 11-character Indian Financial System Code (IFSC) is structured into three standardized components:

SBIN Bank Code (State Bank of India)
0 Control Zero (Reserved)
063480 Branch Identifier

Nearby State Bank of India Branches in ANANTNAG

View All State Branches →

Other State Bank of India branches located in and around ANANTNAG:

Branch Name IFSC Code MICR City Action
ANANTNAG SBIN0001478 192002101 ANANTNAG View →
ADB ANANTNAG SBIN0001678 192002199 ANANTNAG View →
PAHALGAM SBIN0002445 192002161 ANANTNAG View →
VERINAG SBIN0002501 192002201 ANANTNAG View →
QUIMOH SBIN0003693 192002221 ANANTNAG View →
ACHHABAL SBIN0004594 192002181 ANANTNAG View →

Other Banks Operating in ANANTNAG

8 Banks

Explore branches and IFSC routing codes for other banks located in ANANTNAG, Jammu and Kashmir:

Jammu and Kashmir Bank 71 branches
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HDFC Bank 7 branches
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ICICI Bank 4 branches
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Axis Bank 3 branches
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Punjab National Bank 2 branches
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Bank of India 1 branches
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Central Bank of India 1 branches
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Canara Bank 1 branches
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Branch Summary
  • Bank Code SBIN
  • Branch Code 063480
  • Clearing System NEFT / RTGS / IMPS
  • City ANANTNAG
  • State Jammu and Kashmir
About State Bank of India

State Bank of India (SBI) is India’s largest public sector bank and financial services statutory body.

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Explore all registered bank branches and IFSC codes in Jammu and Kashmir.

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Fund Transfer Options & Guidelines

Electronic transfers to State Bank of India are supported across national payment clearing networks:

UPI Charges Guide →
IMPS
Immediate Payment

Instant 24x7 interbank electronic fund transfer managed by NPCI.

Speed: Instant (Real-Time)
Limit: ₹1 – ₹5,00,000 / day
Charges: ₹2.50 – ₹15 + GST
Timing: 24x7 x 365
NEFT
National Transfer

Nationwide batch transfer system operated directly by the RBI.

Speed: Every 30 Minutes
Limit: No Min / Max Limit
Charges: 100% FREE Online
Timing: 24x7 x 365
RTGS
Gross Settlement

High-value gross settlement processed continuously by the RBI.

Speed: Instant Real-Time
Limit: Min ₹2 Lakh (No Max)
Charges: 100% FREE Online
Timing: 24x7 x 365
UPI / QR
Unified Payments

Instant mobile payments via VPA, phone number, or QR code.

Speed: Instant Real-Time
Limit: Up to ₹1,00,000 / txn
Charges: FREE for Individuals
Timing: 24x7 x 365
RBI Regulatory Guidance: Per Reserve Bank of India (RBI) notifications, banks do not levy any transaction fees on online NEFT and RTGS fund transfers initiated via internet banking or mobile apps for retail savings accounts. All electronic clearing systems operate 24x7 throughout the year.

How to Transfer Funds Using IFSC SBIN0063480

1
Add Beneficiary

Login to your bank portal or app. Go to Fund Transfer → Add Beneficiary. Enter Account Name, Number, and IFSC: SBIN0063480.

2
Cooling Period

Banks enforce a security cooling period (30 mins to 4 hours) for new beneficiaries before large transfers can be initiated.

3
Select Transfer Mode

Choose IMPS for instant transfers up to ₹5 Lakh, NEFT for standard transfers, or RTGS for amounts of ₹2 Lakh and above.

4
Authorize & Save UTR

Confirm the transfer using OTP or MPIN. Always save the generated Unique Transaction Reference (UTR / RRN) number for future tracking.

What Happens If You Enter an Incorrect IFSC Code?
  • If the IFSC does not exist: The payment gateway will reject the transaction immediately before any amount is deducted from your account.
  • If the IFSC belongs to another branch of State Bank of India: As long as the beneficiary account number is unique and valid within the core banking system, the transfer usually succeeds.
  • If both the IFSC and account number belong to an unintended valid person: The funds will be credited to that account. In such a scenario, contact your home branch immediately with the transaction UTR number to initiate a retrieval process.

Frequently Asked Questions: R AND DB RACC ANANTNAG Branch

The IFSC code for State Bank of India R AND DB RACC ANANTNAG is SBIN0063480. It is an 11-digit alphanumeric code assigned by the Reserve Bank of India to route electronic fund transfers to this branch location in ANANTNAG.
The MICR code for this branch is currently not available or assigned on demand.
Standard banking hours are typically 10:00 AM to 4:00 PM IST on regular business days. Branches are closed on Sundays, the 2nd and 4th Saturdays of every month, and state-declared public holidays under the Negotiable Instruments Act.
No. IFSC codes are strictly for domestic transactions within India (NEFT, RTGS, IMPS). For inward foreign remittances from abroad, you require State Bank of India's international SWIFT / BIC Code and the corresponding NOSTRO clearing routing details.
Consumers and individuals pay ₹0 (100% free) on all UPI transactions. Under NPCI rules, a 0.4% Merchant Discount Rate (MDR) applies strictly to commercial merchants for P2M transactions above ₹2,000 (capped at ₹300), while small merchants earning up to ₹1 Lakh/month and all P2P transfers are completely exempt.
On a standard CTS-2010 cheque, the IFSC code is printed at the top-center or top-left corner adjacent to the bank logo and branch address. On a passbook, it is displayed on the first account profile page along with your Customer ID and Account Number.
Data Source & Editorial Disclosure

Branch records, IFSC codes, and address information are sourced from public master directories published by the Reserve Bank of India (RBI.org.in) . Read our Data Methodology →

Legal Non-Affiliation Disclaimer: This website is an independent informational directory. We are not affiliated with, endorsed by, or sponsored by the Reserve Bank of India (RBI) or State Bank of India. Always verify beneficiary details before authorizing electronic fund transfers.

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