State Bank of India
Browse official IFSC codes, MICR details, branch addresses, and customer support information for 26,498 branches of State Bank of India across India.
About State Bank of India IFSC Codes & Routing Information
The Indian Financial System Code (IFSC) is an 11-character alphanumeric identifier assigned by the Reserve Bank of India (RBI) to identify branches of State Bank of India. The code format begins with SBIN, followed by control zero 0, and ends with the 6-digit branch identifier.
Use official State Bank of India branch IFSC codes to route electronic transfers including NEFT, RTGS, IMPS, and UPI payments securely through Indian central payment clearing systems.
State Bank of India Balance Check, Missed Call & SMS Banking Numbers
Instant balance enquiry numbers, mini-statement SMS formats, WhatsApp banking, and 24x7 emergency helplinesAccount Balance
Give a missed call from your bank-registered mobile number to get instant SMS with your account balance.
Last 3 - 5 Txns
Give a missed call to receive an instant SMS showing the last 5 transactions and available balance.
WhatsApp Assistant
Check Balance, Mini Statement, Pension slip, Account statement & Loan info directly on WhatsApp.
Block ATM Debit Card
Emergency Debit Card Hotlisting to prevent fraudulent transactions.
2. 24x7 Customer Care & Helpline Numbers
3. SMS Banking Syntax & SMS Shortcodes
| Banking Service | SMS Command / Format | Send SMS To | Notes / Information |
|---|---|---|---|
| Balance Enquiry |
BAL
|
09223766666 | Instant balance alert on SMS |
| Mini Statement |
MSTMT
|
09223866666 | Last 5 transactions SMS |
| Cheque Book Request |
CHQREQ
|
09223588888 | Receive 6-digit PIN confirmation |
| E-Statement (6 Months) |
ESTMT <Account No> <code>
|
09223588888 | PDF sent to registered email with password |
| Block ATM Card |
BLOCK <Last 4 digits>
|
567676 | Instant debit card hotlisting |
How to use Missed Call & SMS Banking
- Registered Mobile Number: The missed call or SMS must be sent exclusively from the mobile SIM linked to your bank account.
- One-Time Activation: SMS REG <Account Number> to 09223488888 (One-time registration from your mobile number registered with your SBI branch.).
- Zero Toll Charges: The call disconnects automatically after 1 or 2 rings without any call cost. The bank delivers the account summary via SMS within 10 to 30 seconds.
State Bank of India Retail Banking, Account Types & Debit Cards
Verified retail banking specifications, minimum balance (MAB) rules, and card withdrawal limits1. Popular Savings & Deposit Account Types
Regular Savings Account
Zero MAB requirement across all Metro, Urban, and Rural branches with YONO digital banking.
SBI Insta Plus (Video KYC)
Instant online account opening via SBI YONO App with Aadhaar OTP & Video KYC in 5 mins.
Basic Savings Bank Deposit (BSBDA)
Free RuPay Classic debit card, 4 free monthly cash withdrawals, and no non-maintenance penalties.
SBI Salary Package (SGSP / CGSP / CSP)
Unlimited free ATM transactions at any bank ATM, complimentary personal accident insurance cover.
2. Minimum Balance (MAB/AMB) Requirements by Location
| Branch Location / Tier | Minimum Balance Required | Non-Maintenance Penalty |
|---|---|---|
| Metro & Urban Branches | ₹0 (No Minimum Balance penalty - waived) |
₹0 (SBI completely abolished MAB non-maintenance charges for all savings accounts)
Per RBI mandate, banks cannot turn savings account balances negative.
|
| Semi-Urban Branches | ₹0 (No Minimum Balance penalty - waived) | |
| Rural Branches | ₹0 (No Minimum Balance penalty - waived) |
3. Popular Debit Card Variants & Daily Transaction Limits
SBI RuPay Classic / Global Debit Card
Accepted across all domestic ATMs, POS terminals, and online e-commerce portals with EMV chip security.
SBI Global International Contactless Card
NFC tap-and-pay enabled for contactless payments up to ₹5,000 without entering ATM PIN.
SBI Platinum International Debit Card
Higher cash withdrawal limits, complimentary domestic airport lounge access (2 visits/quarter).
Digital Account Opening & Video KYC Prerequisites
Open a paperless savings account online in 5-10 minutes with Aadhaar OTP authentication and live Video KYC.
Browse State Bank of India Branches by State / Union Territory
Select your state below to find the specific branch, IFSC code, and district clearing center.
All State Bank of India Branches
Showing active branches and verified IFSC codes for RTGS/NEFT/IMPS transfers.
Customer Support & Grievance Redressal Mechanism
If you encounter issues with failed electronic fund transfers (NEFT/RTGS/IMPS) or incorrect branch processing at State Bank of India, you can follow the structured RBI escalation path:
Branch Manager / Customer Care
Lodge your complaint with the local branch manager or call the toll-free customer helpline. Obtain a complaint reference token.
Internal Grievance Cell
If unresolved within 10 days, escalate to the bank's Principal Nodal Officer (PNO) or Chief Quality Care officer at the corporate headquarters.
RBI Banking Ombudsman
If the grievance remains unresolved for over 30 days, file an online complaint at the RBI CMS portal (cms.rbi.org.in) under the Integrated Ombudsman Scheme.
UPI 0.4% Merchant Charges & Limits (NPCI Guidelines)
Understanding the 0.4% MDR on payments above ₹2,000, fee caps & consumer exemptionsZero Cost to Users
All personal transfers (P2P) and purchases made by customers are 100% FREE (₹0 fees). Surcharging customers is illegal.
Commercial Merchants
A 0.4% MDR applies to commercial merchant transactions above ₹2,000 (capped at ₹300). Small vendors (≤ ₹1L/month) are exempt.
NEFT / RTGS / IMPS
Online NEFT & RTGS are free per RBI rules for savings accounts. IMPS allows instant transfers up to ₹5 Lakh around the clock.
Frequently Asked Questions: State Bank of India
0), and ends with a 6-character branch code. You can locate any branch using the state and district directory above.