Union Bank of India • KANCHEEPURAM, Tamil Nadu

KANCHEEPURAM IFSC Code

Find the IFSC code (UBIN0540749), MICR (600026043), branch address, contact details, and banking information for Union Bank of India KANCHEEPURAM branch in KANCHEEPURAM, Tamil Nadu.

Official 11-Digit IFSC Code UBIN0540749
IFSC format valid • Source: RBI Public Register
Last verified: 24 Sep 2026
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Branch Details

Bank Name Union Bank of India
Branch Name KANCHEEPURAM
IFSC Code UBIN0540749
MICR Code 600026043
City / Town KANCHEEPURAM
District KANCHIPURAM
State Tamil Nadu
Postal PIN Code Not available
Branch Address
86A-B, GANDHI ROAD, KANCHIPURAM,DIST. CHENGLEPET, TAMIL NADU,PIN - 631 501.
Phone / Contact
Customer Helpline: 1800 Toll-Free National Customer Helpline
Verified Bank Helplines

Banking Status & State Holidays

Regular Working Day Last checked: 24 Sep 2026
Typical banking hours: 10:00 AM – 4:00 PM (subject to branch-specific schedules and local changes) in Tamil Nadu. Regular banking hours are typically 10:00 AM – 4:00 PM, subject to branch-specific schedules and administrative changes. Digital payment systems (NEFT, RTGS, IMPS, UPI) are generally operational round-the-clock per RBI/NPCI guidelines, subject to individual bank processing, system maintenance, and account limits.
Upcoming Bank Holidays in Tamil Nadu

Commercial banks observe weekly holidays on Sundays, 2nd & 4th Saturdays, and state-notified Negotiable Instruments Act holidays:

Date Day Holiday / Observance Type
26 Sep 2026 Saturday Fourth Saturday Bank Holiday RBI Banking Holiday
02 Oct 2026 Friday Mahatma Gandhi Jayanti National Holiday
10 Oct 2026 Saturday Second Saturday Bank Holiday RBI Banking Holiday
20 Oct 2026 Tuesday Ayutha Pooja Tamil Nadu State Gazetted
24 Oct 2026 Saturday Fourth Saturday Bank Holiday RBI Banking Holiday

IFSC Code Structure

The 11-character Indian Financial System Code (IFSC) is structured into three standardized components:

UBIN Bank Code (Union Bank of India)
0 Control Zero (Reserved)
540749 Branch Identifier
CTS-2010 Cheque MICR Code Breakdown
CTS-2010 Standard

The 9-digit MICR (Magnetic Ink Character Recognition) code printed on cheque leaves allows high-speed mechanical sorting:

600 Digits 1-3: City Code
026 Digits 4-6: Bank Code
043 Digits 7-9: Branch Code
Cheque No. "102450"
MICR Code (9 Digits) 600026043
RBI Account ID 000240
Transaction Code 10

Nearby Union Bank of India Branches in KANCHIPURAM

View All State Branches →

Other Union Bank of India branches located in and around KANCHIPURAM:

Branch Name IFSC Code MICR City Action
SUNGAVARCHATRAM UBIN0534030 600026038 KANCHEEPURAM View →
TAMBARAM UBIN0550086 600026019 KANCHEEPURAM View →
AYANAVARAM UBIN0552593 600026024 KANCHEEPURAM View →
MEDAVAKAM UBIN0811980 Not available KANCHEEPURAM View →
PAMMAL UBIN0812790 Not available KANCHEEPURAM View →
SHOLINGANALLUR UBIN0813885 Not available KANCHEEPURAM View →

Other Banks Operating in KANCHEEPURAM

8 Banks

Explore branches and IFSC routing codes for other banks located in KANCHEEPURAM, Tamil Nadu:

City Union Bank 64 branches
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Indian Overseas Bank 55 branches
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HDFC Bank 54 branches
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Canara Bank 52 branches
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ICICI Bank 44 branches
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State Bank of India 42 branches
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Indian Bank 40 branches
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Bank of Baroda 26 branches
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Branch Summary
  • Bank Code UBIN
  • Branch Code 540749
  • Clearing System NEFT / RTGS / IMPS
  • City KANCHEEPURAM
  • State Tamil Nadu
About Union Bank of India

One of India’s registered financial institutions authorized by the Reserve Bank of India to provide banking and electronic payment services.

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Explore all registered bank branches and IFSC codes in Tamil Nadu.

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Fund Transfer Options & Guidelines

Electronic transfers to Union Bank of India are supported across national payment clearing networks:

UPI Charges Guide →
IMPS
Immediate Payment

Instant 24x7 interbank electronic fund transfer managed by NPCI.

Speed: Instant (Real-Time)
Limit: ₹1 – ₹5,00,000 / day
Charges: ₹2.50 – ₹15 + GST
Timing: 24x7 x 365
NEFT
National Transfer

Nationwide batch transfer system operated directly by the RBI.

Speed: Every 30 Minutes
Limit: No Min / Max Limit
Charges: 100% FREE Online
Timing: 24x7 x 365
RTGS
Gross Settlement

High-value gross settlement processed continuously by the RBI.

Speed: Instant Real-Time
Limit: Min ₹2 Lakh (No Max)
Charges: 100% FREE Online
Timing: 24x7 x 365
UPI / QR
Unified Payments

Instant mobile payments via VPA, phone number, or QR code.

Speed: Instant Real-Time
Limit: Up to ₹1,00,000 / txn
Charges: FREE for Individuals
Timing: 24x7 x 365
RBI Regulatory Guidance: Per Reserve Bank of India (RBI) notifications, banks do not levy any transaction fees on online NEFT and RTGS fund transfers initiated via internet banking or mobile apps for retail savings accounts. All electronic clearing systems operate 24x7 throughout the year.

How to Transfer Funds Using IFSC UBIN0540749

1
Add Beneficiary

Login to your bank portal or app. Go to Fund Transfer → Add Beneficiary. Enter Account Name, Number, and IFSC: UBIN0540749.

2
Cooling Period

Banks enforce a security cooling period (30 mins to 4 hours) for new beneficiaries before large transfers can be initiated.

3
Select Transfer Mode

Choose IMPS for instant transfers up to ₹5 Lakh, NEFT for standard transfers, or RTGS for amounts of ₹2 Lakh and above.

4
Authorize & Save UTR

Confirm the transfer using OTP or MPIN. Always save the generated Unique Transaction Reference (UTR / RRN) number for future tracking.

What Happens If You Enter an Incorrect IFSC Code?
  • If the IFSC does not exist: The payment gateway will reject the transaction immediately before any amount is deducted from your account.
  • If the IFSC belongs to another branch of Union Bank of India: As long as the beneficiary account number is unique and valid within the core banking system, the transfer usually succeeds.
  • If both the IFSC and account number belong to an unintended valid person: The funds will be credited to that account. In such a scenario, contact your home branch immediately with the transaction UTR number to initiate a retrieval process.

Frequently Asked Questions: KANCHEEPURAM Branch

The IFSC code for Union Bank of India KANCHEEPURAM is UBIN0540749. It is an 11-digit alphanumeric code assigned by the Reserve Bank of India to route electronic fund transfers to this branch location in KANCHEEPURAM.
The 9-digit MICR code for KANCHEEPURAM branch is 600026043. MICR (Magnetic Ink Character Recognition) is printed at the bottom of cheque leaves and enables automated high-speed cheque clearing through RBI CTS-2010 sorting machines.
Standard banking hours are typically 10:00 AM to 4:00 PM IST on regular business days. Branches are closed on Sundays, the 2nd and 4th Saturdays of every month, and state-declared public holidays under the Negotiable Instruments Act.
No. IFSC codes are strictly for domestic transactions within India (NEFT, RTGS, IMPS). For inward foreign remittances from abroad, you require Union Bank of India's international SWIFT / BIC Code and the corresponding NOSTRO clearing routing details.
Consumers and individuals pay ₹0 (100% free) on all UPI transactions. Under NPCI rules, a 0.4% Merchant Discount Rate (MDR) applies strictly to commercial merchants for P2M transactions above ₹2,000 (capped at ₹300), while small merchants earning up to ₹1 Lakh/month and all P2P transfers are completely exempt.
On a standard CTS-2010 cheque, the IFSC code is printed at the top-center or top-left corner adjacent to the bank logo and branch address. On a passbook, it is displayed on the first account profile page along with your Customer ID and Account Number.
Data Source & Editorial Disclosure

Branch records, IFSC codes, and address information are sourced from public master directories published by the Reserve Bank of India (RBI.org.in) . Read our Data Methodology →

Legal Non-Affiliation Disclaimer: This website is an independent informational directory. We are not affiliated with, endorsed by, or sponsored by the Reserve Bank of India (RBI) or Union Bank of India. Always verify beneficiary details before authorizing electronic fund transfers.

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