Union Bank of India • PORBANDAR, Gujarat

PORBANDAR IFSC Code

Find the IFSC code (UBIN0902608), branch address, contact details, and banking information for Union Bank of India PORBANDAR branch in PORBANDAR, Gujarat.

Official 11-Digit IFSC Code UBIN0902608
IFSC format valid • Source: RBI Public Register
Last verified: 24 Sep 2026
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Branch Details

Bank Name Union Bank of India
Branch Name PORBANDAR
IFSC Code UBIN0902608
MICR Code Not available
City / Town PORBANDAR
District PORBANDAR
State Gujarat
Postal PIN Code Not available
Branch Address
DEVI KRIPA, KEDARESHWAR ROAD, PB NO.57, PORBANDAR 360575
Phone / Contact
Branch Direct: +912862243813
Verified Bank Helplines

Banking Status & State Holidays

Regular Working Day Last checked: 24 Sep 2026
Typical banking hours: 10:00 AM – 4:00 PM (subject to branch-specific schedules and local changes) in Gujarat. Regular banking hours are typically 10:00 AM – 4:00 PM, subject to branch-specific schedules and administrative changes. Digital payment systems (NEFT, RTGS, IMPS, UPI) are generally operational round-the-clock per RBI/NPCI guidelines, subject to individual bank processing, system maintenance, and account limits.
Upcoming Bank Holidays in Gujarat

Commercial banks observe weekly holidays on Sundays, 2nd & 4th Saturdays, and state-notified Negotiable Instruments Act holidays:

Date Day Holiday / Observance Type
26 Sep 2026 Saturday Fourth Saturday Bank Holiday RBI Banking Holiday
02 Oct 2026 Friday Mahatma Gandhi Jayanti National Holiday
10 Oct 2026 Saturday Second Saturday Bank Holiday RBI Banking Holiday
24 Oct 2026 Saturday Fourth Saturday Bank Holiday RBI Banking Holiday
10 Nov 2026 Tuesday Diwali Gujarat State Gazetted

IFSC Code Structure

The 11-character Indian Financial System Code (IFSC) is structured into three standardized components:

UBIN Bank Code (Union Bank of India)
0 Control Zero (Reserved)
902608 Branch Identifier

Nearby Union Bank of India Branches in PORBANDAR

View All State Branches →

Other Union Bank of India branches located in and around PORBANDAR:

Branch Name IFSC Code MICR City Action
PORBANDAR UBIN0531405 360026121 PORBANDER View →
PORBANDAR UBIN0820814 Not available PORBANDAR View →
KUTIYANA UBIN0930750 Not available PORBANDAR View →

Other Banks Operating in PORBANDAR

8 Banks

Explore branches and IFSC routing codes for other banks located in PORBANDAR, Gujarat:

State Bank of India 23 branches
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Bank of Baroda 14 branches
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Gujarat State Co-operative Bank 7 branches
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HDFC Bank 5 branches
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Central Bank of India 4 branches
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Punjab National Bank 4 branches
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Canara Bank 3 branches
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ICICI Bank 3 branches
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Branch Summary
  • Bank Code UBIN
  • Branch Code 902608
  • Clearing System NEFT / RTGS / IMPS
  • City PORBANDAR
  • State Gujarat
About Union Bank of India

One of India’s registered financial institutions authorized by the Reserve Bank of India to provide banking and electronic payment services.

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Explore all registered bank branches and IFSC codes in Gujarat.

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Fund Transfer Options & Guidelines

Electronic transfers to Union Bank of India are supported across national payment clearing networks:

UPI Charges Guide →
IMPS
Immediate Payment

Instant 24x7 interbank electronic fund transfer managed by NPCI.

Speed: Instant (Real-Time)
Limit: ₹1 – ₹5,00,000 / day
Charges: ₹2.50 – ₹15 + GST
Timing: 24x7 x 365
NEFT
National Transfer

Nationwide batch transfer system operated directly by the RBI.

Speed: Every 30 Minutes
Limit: No Min / Max Limit
Charges: 100% FREE Online
Timing: 24x7 x 365
RTGS
Gross Settlement

High-value gross settlement processed continuously by the RBI.

Speed: Instant Real-Time
Limit: Min ₹2 Lakh (No Max)
Charges: 100% FREE Online
Timing: 24x7 x 365
UPI / QR
Unified Payments

Instant mobile payments via VPA, phone number, or QR code.

Speed: Instant Real-Time
Limit: Up to ₹1,00,000 / txn
Charges: FREE for Individuals
Timing: 24x7 x 365
RBI Regulatory Guidance: Per Reserve Bank of India (RBI) notifications, banks do not levy any transaction fees on online NEFT and RTGS fund transfers initiated via internet banking or mobile apps for retail savings accounts. All electronic clearing systems operate 24x7 throughout the year.

How to Transfer Funds Using IFSC UBIN0902608

1
Add Beneficiary

Login to your bank portal or app. Go to Fund Transfer → Add Beneficiary. Enter Account Name, Number, and IFSC: UBIN0902608.

2
Cooling Period

Banks enforce a security cooling period (30 mins to 4 hours) for new beneficiaries before large transfers can be initiated.

3
Select Transfer Mode

Choose IMPS for instant transfers up to ₹5 Lakh, NEFT for standard transfers, or RTGS for amounts of ₹2 Lakh and above.

4
Authorize & Save UTR

Confirm the transfer using OTP or MPIN. Always save the generated Unique Transaction Reference (UTR / RRN) number for future tracking.

What Happens If You Enter an Incorrect IFSC Code?
  • If the IFSC does not exist: The payment gateway will reject the transaction immediately before any amount is deducted from your account.
  • If the IFSC belongs to another branch of Union Bank of India: As long as the beneficiary account number is unique and valid within the core banking system, the transfer usually succeeds.
  • If both the IFSC and account number belong to an unintended valid person: The funds will be credited to that account. In such a scenario, contact your home branch immediately with the transaction UTR number to initiate a retrieval process.

Frequently Asked Questions: PORBANDAR Branch

The IFSC code for Union Bank of India PORBANDAR is UBIN0902608. It is an 11-digit alphanumeric code assigned by the Reserve Bank of India to route electronic fund transfers to this branch location in PORBANDAR.
The MICR code for this branch is currently not available or assigned on demand.
Standard banking hours are typically 10:00 AM to 4:00 PM IST on regular business days. Branches are closed on Sundays, the 2nd and 4th Saturdays of every month, and state-declared public holidays under the Negotiable Instruments Act.
No. IFSC codes are strictly for domestic transactions within India (NEFT, RTGS, IMPS). For inward foreign remittances from abroad, you require Union Bank of India's international SWIFT / BIC Code and the corresponding NOSTRO clearing routing details.
Consumers and individuals pay ₹0 (100% free) on all UPI transactions. Under NPCI rules, a 0.4% Merchant Discount Rate (MDR) applies strictly to commercial merchants for P2M transactions above ₹2,000 (capped at ₹300), while small merchants earning up to ₹1 Lakh/month and all P2P transfers are completely exempt.
On a standard CTS-2010 cheque, the IFSC code is printed at the top-center or top-left corner adjacent to the bank logo and branch address. On a passbook, it is displayed on the first account profile page along with your Customer ID and Account Number.
Data Source & Editorial Disclosure

Branch records, IFSC codes, and address information are sourced from public master directories published by the Reserve Bank of India (RBI.org.in) . Read our Data Methodology →

Legal Non-Affiliation Disclaimer: This website is an independent informational directory. We are not affiliated with, endorsed by, or sponsored by the Reserve Bank of India (RBI) or Union Bank of India. Always verify beneficiary details before authorizing electronic fund transfers.

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