Tamilnadu State Apex Co-operative Bank
Browse official IFSC codes, MICR details, branch addresses, and customer support information for 30 branches of Tamilnadu State Apex Co-operative Bank across India.
About Tamilnadu State Apex Co-operative Bank IFSC Codes & Routing Information
The Indian Financial System Code (IFSC) is an 11-character alphanumeric identifier assigned by the Reserve Bank of India (RBI) to identify branches of Tamilnadu State Apex Co-operative Bank. The code format begins with TNSC, followed by control zero 0, and ends with the 6-digit branch identifier.
Use official Tamilnadu State Apex Co-operative Bank branch IFSC codes to route electronic transfers including NEFT, RTGS, IMPS, and UPI payments securely through Indian central payment clearing systems.
Tamilnadu State Apex Co-operative Bank Balance Check, Missed Call & SMS Banking Numbers
Instant balance enquiry numbers, mini-statement SMS formats, WhatsApp banking, and 24x7 emergency helplinesAccount Balance
Contact your home branch or log in to internet/mobile banking to check real-time account balance.
Last 3 - 5 Txns
Visit your nearest branch for passbook printing or download the bank's mobile app for mini statement.
WhatsApp Assistant
Chat with the official bank bot on WhatsApp to fetch statement & balance.
Block ATM Debit Card
Immediately report lost ATM card to your home branch or dial 1930 for financial cyber safety.
2. 24x7 Customer Care & Helpline Numbers
3. SMS Banking Syntax & SMS Shortcodes
| Banking Service | SMS Command / Format | Send SMS To | Notes / Information |
|---|---|---|---|
| Balance Enquiry |
Check via Mobile Banking App
|
Branch App | Available on bank's official Android/iOS app |
| Transaction Alerts |
Automatic RBI SMS Alerts
|
Registered SIM | Delivered automatically on registered mobile number |
How to use Missed Call & SMS Banking
- Registered Mobile Number: The missed call or SMS must be sent exclusively from the mobile SIM linked to your bank account.
- One-Time Activation: Visit your nearest branch with Aadhaar & Passbook (Ensure your 10-digit mobile number is linked to your bank account for SMS alerts.).
- Zero Toll Charges: The call disconnects automatically after 1 or 2 rings without any call cost. The bank delivers the account summary via SMS within 10 to 30 seconds.
Tamilnadu State Apex Co-operative Bank Retail Banking, Account Types & Debit Cards
Verified retail banking specifications, minimum balance (MAB) rules, and card withdrawal limits1. Popular Savings & Deposit Account Types
Tamilnadu State Apex Co-operative Bank Standard Savings Account
Affordable local banking with passbook, cheque facility, and RuPay EMV chip card.
Tamilnadu State Apex Co-operative Bank PMJDY Zero Balance Account
Pradhan Mantri Jan Dhan Yojana account with RuPay debit card and Direct Benefit Transfer (DBT) support.
2. Minimum Balance (MAB/AMB) Requirements by Location
| Branch Location / Tier | Minimum Balance Required | Non-Maintenance Penalty |
|---|---|---|
| Metro & Urban Branches | ₹500 – ₹1,000 Minimum Balance |
₹20 – ₹50 + GST per month (balance cannot turn negative)
Per RBI mandate, banks cannot turn savings account balances negative.
|
| Semi-Urban Branches | ₹250 – ₹500 Minimum Balance | |
| Rural Branches | ₹100 – ₹250 Minimum Balance |
3. Popular Debit Card Variants & Daily Transaction Limits
Tamilnadu State Apex Co-operative Bank RuPay Classic Card
Standard RuPay domestic debit card connected to NFS ATM network across India.
Digital Account Opening & Video KYC Prerequisites
Open a paperless savings account online in 5-10 minutes with Aadhaar OTP authentication and live Video KYC.
Browse Tamilnadu State Apex Co-operative Bank Branches by State / Union Territory
Select your state below to find the specific branch, IFSC code, and district clearing center.
All Tamilnadu State Apex Co-operative Bank Branches
Showing active branches and verified IFSC codes for RTGS/NEFT/IMPS transfers.
Customer Support & Grievance Redressal Mechanism
If you encounter issues with failed electronic fund transfers (NEFT/RTGS/IMPS) or incorrect branch processing at Tamilnadu State Apex Co-operative Bank, you can follow the structured RBI escalation path:
Branch Manager / Customer Care
Lodge your complaint with the local branch manager or call the toll-free customer helpline. Obtain a complaint reference token.
Internal Grievance Cell
If unresolved within 10 days, escalate to the bank's Principal Nodal Officer (PNO) or Chief Quality Care officer at the corporate headquarters.
RBI Banking Ombudsman
If the grievance remains unresolved for over 30 days, file an online complaint at the RBI CMS portal (cms.rbi.org.in) under the Integrated Ombudsman Scheme.
UPI 0.4% Merchant Charges & Limits (NPCI Guidelines)
Understanding the 0.4% MDR on payments above ₹2,000, fee caps & consumer exemptionsZero Cost to Users
All personal transfers (P2P) and purchases made by customers are 100% FREE (₹0 fees). Surcharging customers is illegal.
Commercial Merchants
A 0.4% MDR applies to commercial merchant transactions above ₹2,000 (capped at ₹300). Small vendors (≤ ₹1L/month) are exempt.
NEFT / RTGS / IMPS
Online NEFT & RTGS are free per RBI rules for savings accounts. IMPS allows instant transfers up to ₹5 Lakh around the clock.
Frequently Asked Questions: Tamilnadu State Apex Co-operative Bank
0), and ends with a 6-character branch code. You can locate any branch using the state and district directory above.