RBI Registry Verified Regular Working Day Updated September 2026
40 Branches in Karnataka
Esaf Small Finance Bank • Karnataka State Directory

Esaf Small Finance Bank Branches & IFSC Codes in Karnataka

40 Branches 40 Districts IFSC Prefix: ESMF

Find verified Esaf Small Finance Bank branch IFSC codes, MICR numbers, and locations across 40 branches in Karnataka.

About Esaf Small Finance Bank Branches in Karnataka

Esaf Small Finance Bank operates authorized branches across Karnataka. Each location has an assigned 11-character IFSC code for electronic payment settlement via NEFT, RTGS, and IMPS.

For transfers to any Esaf Small Finance Bank account in Karnataka, enter the beneficiary account number, payee name, and the branch-specific IFSC code listed in the directory above.

Branch Status in Karnataka: Regular Working Day Last checked: 24 Sep 2026
Typical banking hours: 10:00 AM – 4:00 PM (subject to branch-specific schedules and local changes). Digital payment systems (NEFT, RTGS, IMPS, UPI) are generally available round-the-clock per RBI/NPCI guidelines, subject to individual bank processing, system maintenance, and account limits.
Filter by District in Karnataka
All Districts (40) BAGALKOT 1 BANGALORE 1 BANGALORE RURAL 1 BELGAVI 1 BENGALURU BANSHANKARI 1 BENGALURU HBR LAYOUT 1 BENGALURU HRBR LAYOUT 1 BENGALURU HSR LAYOUT 1 BENGALURU JP NAGAR 1 BENGALURU MALLESHWARAM. 1 BENGALURU ULSOOR 1 BENGALURU WHITEFIELD 1 BIDAR 1 CHAMARAJANAGAR 1 CHIKKAMAGALURU 1 CHITRADURGA 1 DAVANGERE 1 GADAG- BETIGERI 1 HASSAN 1 HEGGADADEVANKOTE 1 HUBLI 1 HUNSUR 1 KALABURAGI 1 KOLAR 1 KOLLENGALA 1 KOPPAL 1 KRISHANARANJANAGARA 1 MADDUR 1 MANDYA 1 MANGALORE KADRI 1 MYSORE 1 NANJANGUD 1 RAICHUR 1 RAMANAGARA 1 SHRIRANGAPATTANA 1 THRISSUR 1 TUMKUR 1 VIJAYANAGARA 1 VIJAYAPURA 1 YELANDUR 1

All Esaf Small Finance Bank Branches in Karnataka

Select a branch to view detailed IFSC routing, MICR code, and address.

Showing 1-24 of 40 branches
Branch Name IFSC Code MICR Code District / City Contact Action
BAGALKOT
SMD COMPLEX, NAVANAGAR BAGALKOT, BAGALKOT P O BAGALKOT KARNATAKA
ESMF0001846
Non-MICR BAGALKOT 1800 Toll-Free View IFSC →
BASAVANA BAGEWADI
MALAGAR PLAZA,VIJAYAPURA MUDDEBIHAL ROAD,NEAR KANAKADAS CIRCLE RENUKA NAGAR, BASAVANA BAGEWADI P O VIJAYAPURA KARNATAKA
ESMF0001848
Non-MICR VIJAYAPURA 1800 Toll-Free View IFSC →
BELGAVI
BUILDING NO-217/A7,FIRST FLOOR,NEAR GOAVES,TILAKWADI,BELGAVI,DISTRICT-BELGAVI, STATE-KARNATAKA, PIN-590006
ESMF0001816
Non-MICR BELGAVI 1800 Toll-Free View IFSC →
BENGALURU BANSHANKARI
NO-1054, 14TH C CROSS, 30TH MAIN, 2ND STAGE, BANSHANKARI PO, BENGALURU, KARNATAKA 560070
ESMF0001676
560760010 BENGALURU BANSHANKARI
BENGALURU 		+917356765299 View IFSC →
BENGALURU HBR LAYOUT
NO 638 669 G, MSR ICON, 1ST STAGE, 1ST MAIN, HENNUR BELLARY ROAD, NEAR HBR BDA COMPLEX, HBR LAYOUT, BENGALURU, KARNATAKA 560043
ESMF0001620
560760005 BENGALURU HBR LAYOUT
BENGALURU 		+919288092454 View IFSC →
BENGALURU HRBR LAYOUT
NO 920,SRI JAIRAM,3RD CROSS,9TH MAIN ROAD,1ST BLOCK,HRBR,KALYAN NAGAR P O,BANGALORE,KARNATAKA 560043
ESMF0001614
560760009 BENGALURU HRBR LAYOUT
BENGALURU 		+918136888923 View IFSC →
BENGALURU HSR LAYOUT
DOOR NO 1318,24TH MAIN ROAD,SECTOR 2,PARANGIPALYA,BENGALURU KARNATAKA 560102
ESMF0001604
560760004 BENGALURU HSR LAYOUT
BENGALURU 		+919288013493 View IFSC →
BENGALURU JP NAGAR
NO 135 5, 15TH CROSS, 100 FT RING ROAD, 3RD PHASE, J P NAGAR PO, BANGALORE, KARNATAKA 560078
ESMF0001613
560760006 BENGALURU JP NAGAR
BENGALURU 		+917356781222 View IFSC →
BENGALURU MALLESHWARAM.
NO 21 SAMPIGE MAIN ROAD 10TH CROSS MALLESHWARAM
ESMF0001679
560760008 BENGALURU MALLESHWARAM.
BENGALURU 		+918714623420 View IFSC →
BENGALURU ULSOOR
NO 137,PRAKASH SQUARE,OLD MADRAS ROAD,NEAR ULSOOR MATRO STATION,ULSOOR,BENGALURU,KARNATAKA,560008
ESMF0001336
560760003 BENGALURU ULSOOR
BENGALURU 		+919288013135 View IFSC →
BENGALURU WHITEFIELD
NO 5 5, PISTA ARCADE, VARTHUR MAIN ROAD, SIDDAPURA, WHITEFIELD P O, BANGALORE 560066
ESMF0001658
560760007 BENGALURU WHITEFIELD
BENGALURU 		+917994779767 View IFSC →
BIDAR
8-11-57/1,MEGUR ARCADE , 8-11-57/1, NEAR FOREST OFFICE, K E B ROAD ,BIDAR,BIDAR DIST,KARNATAKA PIN CODE 585401
ESMF0001850
Non-MICR BIDAR 1800 Toll-Free View IFSC →
CHAMARAJANAGAR
ASHA COMPLEX,BUJANGESHWARA EXTENSION SAMPIGE ROAD,NEAR AXIS BANK,CHAMARAJANAGAR,KARNATAKA 571313
ESMF0001347
571760352 CHAMARAJANAGAR
KARNATAKA 		+919288092489 View IFSC →
CHEMMANTHATTA
GROUND FLOOR AND FIRST FLOOR,KIZHAKEETHIL BUILDING,NEAR GOVERMENT SCHOOL,PAZHU
ESMF0001184
680760305 THRISSUR
THISSUR 		+918589913008 View IFSC →
CHIKMAGALUR
KH COMPLEX,GROUND FLOOR,HOUSE NO 194,KM ROAD,RAMESWARA NAGAR,JAYANAGARA,KM ROAD,CHIKKAMAGALURU,KARNATAKA-577101
ESMF0001851
Non-MICR CHIKKAMAGALURU 1800 Toll-Free View IFSC →
CHITRADURGA
MATOSHREE NILAYA,NEAR KGID OFFICE,HOLAKERE ROADKANAKA CIRCLE,CHICKPET,CHITRADURGA P O,CHITRADURGA,KARNATAKA,577501
ESMF0001921
Non-MICR CHITRADURGA +918714626118 View IFSC →
DAVANGERE
SHRI RANGA BUILDING,NEAR NAVODAY SCHOOL,B BLOCK,SS LAYOUT,DAVANGERE P O,DAVANGERE,KARNATAKA,577006
ESMF0001922
Non-MICR DAVANGERE +918714626118 View IFSC →
DEVANAHALLI
SHANKAR BUILDING NEAR OLD RTO OFFICE, BB ROAD DEVANAHALLI P O
ESMF0001849
Non-MICR BANGALORE RURAL +919288013010 View IFSC →
GADAG
J K COMPLEX,BANK ROAD, TANGA KOOT GADAG- BETIGERI KARNATAKA
ESMF0001852
Non-MICR GADAG- BETIGERI
GADAG BETIGERI 		1800 Toll-Free View IFSC →
HASSAN
KALABAIRAVESHWARA TOWER,WARD NO 34,H N PURA ROAD,CHANNAPATTANA,HASSAN DIST,KARNATAKA 573201
ESMF0001349
573760302 HASSAN +918589915092 View IFSC →
HEGGADADEVANKOTE
GROUND FLOOR,NEAR ANJANEYA TEMPLE,WARD NO 6,1ST MAIN ROAD,HD KOTE,MYSORE,KARNATAKA 571114,571114
ESMF0001296
570760003 HEGGADADEVANKOTE
MYSORE 		+919288092828 View IFSC →
HOSPET
KLS COMPLEX, KLS CIRCLE,BALLARI ROAD, HOSPET P O VIJAYANAGARA 583201
ESMF0001855
Non-MICR VIJAYANAGARA +918714626118 View IFSC →
HUBLI
NO 414, JOLAD ENCLAVE, ST MARYS SCHOOL ROAD, NEAR RAILWAY RECRUITMENT BOARD OFFICE, HUBLI P O, DHARWAD, KARNATAKA 580023
ESMF0001682
580760002 HUBLI
BENGALURU DHARWAD 		+917994866696 View IFSC →
HUNSUR
JENUSHREE COMPLEX,GOKULA ROAD,HUNSUR PO,MYSORE DISTRICT,571105
ESMF0001488
571760052 HUNSUR
MYSORE 		+918589003468 View IFSC →

Upcoming Bank Holidays in Karnataka

Negotiable Instruments Act

Commercial banks in Karnataka (including Esaf Small Finance Bank branches) observe standard holidays on Sundays, 2nd & 4th Saturdays, and official state-notified festivals:

Date Day Holiday / Occasion Holiday Classification
26 Sep 2026 Saturday Fourth Saturday Bank Holiday RBI Banking Holiday
02 Oct 2026 Friday Mahatma Gandhi Jayanti National Holiday
10 Oct 2026 Saturday Second Saturday Bank Holiday RBI Banking Holiday
24 Oct 2026 Saturday Fourth Saturday Bank Holiday RBI Banking Holiday
01 Nov 2026 Sunday Kannada Rajyothsava Karnataka State Gazetted
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