RBI Registry Verified Regular Working Day Updated September 2026
8 Branches in Jammu and Kashmir
Indian Overseas Bank • Jammu and Kashmir State Directory

Indian Overseas Bank Branches & IFSC Codes in Jammu and Kashmir

8 Branches 6 Districts IFSC Prefix: IOBA

Find verified Indian Overseas Bank branch IFSC codes, MICR numbers, and locations across 8 branches in Jammu and Kashmir.

About Indian Overseas Bank Branches in Jammu and Kashmir

Indian Overseas Bank operates authorized branches across Jammu and Kashmir. Each location has an assigned 11-character IFSC code for electronic payment settlement via NEFT, RTGS, and IMPS.

For transfers to any Indian Overseas Bank account in Jammu and Kashmir, enter the beneficiary account number, payee name, and the branch-specific IFSC code listed in the directory above.

Branch Status in Jammu and Kashmir: Regular Working Day Last checked: 24 Sep 2026
Typical banking hours: 10:00 AM – 4:00 PM (subject to branch-specific schedules and local changes). Digital payment systems (NEFT, RTGS, IMPS, UPI) are generally available round-the-clock per RBI/NPCI guidelines, subject to individual bank processing, system maintenance, and account limits.
Filter by District in Jammu and Kashmir
All Districts (8) JAMMU 3 KATHUA 1 KATRA 1 SAMBA 1 SRINAGAR 1 UDHAMPUR 1

All Indian Overseas Bank Branches in Jammu and Kashmir

Select a branch to view detailed IFSC routing, MICR code, and address.

Showing 1-8 of 8 branches
Branch Name IFSC Code MICR Code District / City Contact Action
CHANNI HIMMAT
SHASTRI NIWAS, SECTOR 2 HNO -95 PVT, WARD NO 51, CHANNI HIMMAT, JAMMU, JAMMU AND KASHMIR 180015
IOBA0003890
180020004 JAMMU 1800 Toll-Free View IFSC →
JAMMU
37 A,B BY 8, GANDHINAGAR EXTENSION,OLD RAILWAY ROAD,JAMMU, PIN 181004
IOBA0001431
180020002 JAMMU +911912450276 View IFSC →
KATHUA
MOON LIGHT COMPLEX,WORD NO 7 DISTRICT KATHUA,U.T OF JAMMU AND KASHMIR 184101
IOBA0004110
184020003 KATHUA 1800 Toll-Free View IFSC →
KATRA
HOTEL AMBIKA BUILDING, KATRA, PIN - 182320
IOBA0004003
182020002 KATRA
REASI 		+919760906667 View IFSC →
SAMBA
PLOT NO. 11 MANDI KOTLI FACING NATIONAL HIGHWAY SAMBA PIN 184121
IOBA0003826
184020002 SAMBA +917923250777 View IFSC →
SATWARI CHOWK JAMMU
SATWARI JAMMU CANTONMENT PIN 180003
IOBA0001958
180020003 JAMMU 2437431 View IFSC →
SRINAGAR
BUCHWAR LANE, NEAR HOTEL DAWN, DAL GATE, SRINAGAR190001
IOBA0000945
190020002 SRINAGAR +911942501632 View IFSC →
UDHAMPUR
WARD NO.16,NEAR UNION BANK OF INDIA,KALLAR HIMTI,UDHAMPUR,UT OF JAMMU AND KASHMIR 182101
IOBA0004165
182020003 UDHAMPUR 1800 Toll-Free View IFSC →

Upcoming Bank Holidays in Jammu and Kashmir

Negotiable Instruments Act

Commercial banks in Jammu and Kashmir (including Indian Overseas Bank branches) observe standard holidays on Sundays, 2nd & 4th Saturdays, and official state-notified festivals:

Date Day Holiday / Occasion Holiday Classification
26 Sep 2026 Saturday Fourth Saturday Bank Holiday RBI Banking Holiday
02 Oct 2026 Friday Mahatma Gandhi Jayanti National Holiday
10 Oct 2026 Saturday Second Saturday Bank Holiday RBI Banking Holiday
24 Oct 2026 Saturday Fourth Saturday Bank Holiday RBI Banking Holiday
14 Nov 2026 Saturday Second Saturday Bank Holiday RBI Banking Holiday
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