RBI Registry Verified Regular Working Day Updated September 2026
195 Branches in Kerala
Indian Overseas Bank • Kerala State Directory

Indian Overseas Bank Branches & IFSC Codes in Kerala

195 Branches 40 Districts IFSC Prefix: IOBA

Find verified Indian Overseas Bank branch IFSC codes, MICR numbers, and locations across 195 branches in Kerala.

About Indian Overseas Bank Branches in Kerala

Indian Overseas Bank operates authorized branches across Kerala. Each location has an assigned 11-character IFSC code for electronic payment settlement via NEFT, RTGS, and IMPS.

For transfers to any Indian Overseas Bank account in Kerala, enter the beneficiary account number, payee name, and the branch-specific IFSC code listed in the directory above.

Branch Status in Kerala: Regular Working Day Last checked: 24 Sep 2026
Typical banking hours: 10:00 AM – 4:00 PM (subject to branch-specific schedules and local changes). Digital payment systems (NEFT, RTGS, IMPS, UPI) are generally available round-the-clock per RBI/NPCI guidelines, subject to individual bank processing, system maintenance, and account limits.
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All Districts (195) ALAPPUZHA 3 ALUVA 1 ANGAMALY 1 ARALUMOODU 1 AYOOR 2 CALICUT 5 CHENGANNUR 2 ERNAKULAM 2 KALPETTA 1 KANJIRAPPALLY 2 KANNUR 2 KARUNAGAPAL 1 KECHERY 2 KOCHI 8 KOLLAM 4 KOTTAYAM 4 KOZHIKODE 5 MALAPPURAM 2 MANNARKAD 2 NAGAMPADAM 1 NEDUMANGAD 3 NEYYATTINKARA 2 PATHANAMTHITTA 6 PAYYANNUR 1 PONNANI 1 PRAMADAM 1 RANNI 3 SARKARA CHIRAYANKIL 1 SHORANUR 1 THALASSERY 3 THIRUVALLA 6 THIRUVANANTHAP 1 THIRUVANANTHAPURAM 13 THRISSUR 1 TIRUVANANTAPURM 3 UDMA 1 VALANCHERRY 1 VATTIYURKAVU 1 VELLANGALLORE 1 VETTIKAVALA 1

Indian Overseas Bank Branches in KOZHIKODE, Kerala

Select a branch to view detailed IFSC routing, MICR code, and address.

Showing 1-5 of 5 branches
Branch Name IFSC Code MICR Code District / City Contact Action
LPC KOZHIKODE
SL TOWERS,NEAR ENGLISH CHURCH,NADAKKAVU,KOZHIKODE,PIN-673011
IOBA0004079
Non-MICR KOZHIKODE 1800 Toll-Free View IFSC →
MADAVOOR
MP 9 613F,PAIMBALASSERY,MADAVOOR 673585.KOZHIKODE KERALA
IOBA0003341
Non-MICR KOZHIKODE +914428584896 View IFSC →
RO KOZHIKODE
FIRST AND SECOND FLOOR SL TOWERS NADAKKAVE KOZHIKODE
IOBA0003932
Non-MICR KOZHIKODE 1800 Toll-Free View IFSC →
ULLIYERI
MALABAR MEDICAL COLLEGE HOSPITAL, ULLIYERI, MODAKKALLUR, KOZHIKODE-673323, KERALA
IOBA0004193
673020007 KOZHIKODE 1800 Toll-Free View IFSC →
WEST HILL
1/3657 , DR. RAJARAM BUILDINGS, CHAKKORATHUKULAM, ERANHIPALAM PO,KANNUR ROAD, KOZHIKODE 673006
IOBA0002089
673020005 KOZHIKODE +9144495236732 View IFSC →

Upcoming Bank Holidays in Kerala

Negotiable Instruments Act

Commercial banks in Kerala (including Indian Overseas Bank branches) observe standard holidays on Sundays, 2nd & 4th Saturdays, and official state-notified festivals:

Date Day Holiday / Occasion Holiday Classification
26 Sep 2026 Saturday Fourth Saturday Bank Holiday RBI Banking Holiday
02 Oct 2026 Friday Mahatma Gandhi Jayanti National Holiday
10 Oct 2026 Saturday Second Saturday Bank Holiday RBI Banking Holiday
20 Oct 2026 Tuesday Mahanavami / Vijayadashami Kerala State Gazetted
24 Oct 2026 Saturday Fourth Saturday Bank Holiday RBI Banking Holiday
Explore other banks operating in Kerala

Browse all scheduled public, private, and regional banks across Kerala to find IFSC codes and clearing centers.

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