RBI Registry Verified Regular Working Day Updated September 2026
116 Branches in Punjab
Indian Overseas Bank • Punjab State Directory

Indian Overseas Bank Branches & IFSC Codes in Punjab

116 Branches 40 Districts IFSC Prefix: IOBA

Find verified Indian Overseas Bank branch IFSC codes, MICR numbers, and locations across 116 branches in Punjab.

About Indian Overseas Bank Branches in Punjab

Indian Overseas Bank operates authorized branches across Punjab. Each location has an assigned 11-character IFSC code for electronic payment settlement via NEFT, RTGS, and IMPS.

For transfers to any Indian Overseas Bank account in Punjab, enter the beneficiary account number, payee name, and the branch-specific IFSC code listed in the directory above.

Branch Status in Punjab: Regular Working Day Last checked: 25 Sep 2026
Typical banking hours: 10:00 AM – 4:00 PM (subject to branch-specific schedules and local changes). Digital payment systems (NEFT, RTGS, IMPS, UPI) are generally available round-the-clock per RBI/NPCI guidelines, subject to individual bank processing, system maintenance, and account limits.
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All Districts (116) ABOHAR 1 ADAMPUR 1 AMBALA JATTAN 1 AMRITSAR 9 BADDOWAL 2 BAGHA PURANA 1 BARNALA 2 BATHINDA 1 CHAKOHI 1 DERA BASSI 2 DINANAGAR 1 FATEHGARH SAHIB 1 FEROZEPUR KALAN 1 FIROZPUR 1 GURDASPUR 2 HOSHIARPUR 3 JAGRAON 1 JALANDHAR 11 KAPURTHALA 2 KARTARPUR 1 KATHAR 1 KATNI KALAN 1 KHANNA 1 KOT KAPURA 1 KOTFATUHI 1 LUDHIANA 18 MALERKOTLA 1 MANSA 1 MUKTSAR 1 NAKODAR 1 NAWANSHAHAR 3 NEW CHANDIGARH, MULLANPUR 1 PATIALA 2 PHAGWARA 1 RAJPURA 2 SAS NAGAR,MOHALI 1 SHAHKOT 1 SIAHAR 2 TRIPARI SAIYADAN 1 ZIRA 1

Indian Overseas Bank Branches in LUDHIANA, Punjab

Select a branch to view detailed IFSC routing, MICR code, and address.

Showing 1-18 of 18 branches
Branch Name IFSC Code MICR Code District / City Contact Action
ARYA COLLEGE BRCH
ARYA COLLEGE FOR BOYS,RAJPURA RD,LUDHIANA
IOBA0001406
141020001 LUDHIANA 2413746 View IFSC →
BARANHARA
191,GOLDEN AVENUE,BARANHARA HUMBRAN ROAD,LUDHIANA 141008
IOBA0003047
141020028 LUDHIANA +914428584896 View IFSC →
BROWN ROAD
C M C ROSS HOSTEL BLDG,BROWN RODLUDHIANA
IOBA0000342
141020002 LUDHIANA 2229101 View IFSC →
CIVIL LINES
FOUNTAIN CHOWK,CIVIL LINES,LUDHIANA
IOBA0000446
141020004 LUDHIANA 2449530 View IFSC →
DHANDARI KALAN
INDIAN OVERSEAS BANK, PLOT NO 1209, GT ROAD DHANDARI KALAN, LUDHIANA 141014
IOBA0004120
141020012 LUDHIANA 1800 Toll-Free View IFSC →
IND AREA
G T BYPASS RD,NEAR TRANSPORT NAGAR,INDTL AREA,LUDHIANA
IOBA0000390
141020005 LUDHIANA 2227094 View IFSC →
LPC LUDHIANA
FOUNTAIN CHOWK,COLLEGE ROAD,LUDHIANA,PUNJAB,PIN-141001
IOBA0004081
Non-MICR LUDHIANA 1800 Toll-Free View IFSC →
LUDHIANA CMC
C M C,BROWN MEMORIAL HOSP,LUDHIANA
IOBA0001525
141020003 LUDHIANA 2610643 View IFSC →
LUDHIANA MAIN
1 ST FLOOR,SAINKIK REST HOUSE, KACHERI ROAD,LUDHIANA,PIN 141001
IOBA0000047
141020006 LUDHIANA +911612750169 View IFSC →
LUDHIANA RAHON ROAD
B BY 32 BY 201 RAHONROAD,LUDHIANA PIN 143601
IOBA0001477
141020008 LUDHIANA 2630550 View IFSC →
LUDHIANABHADAUR HOUSE
1391, BHADAUR HOUSE, DR ZAIL SINGH MARKET, LUDHIANA PIN 141008
IOBA0002069
141020014 LUDHIANA +914428584896 View IFSC →
MILLERGANJ
B XV 141 OPPFIRE BRIGADE, G T ROAD, MILLERGANJ, LUDHIANA PIN 141003
IOBA0001590
141020010 LUDHIANA 2620953 View IFSC →
MODEL TOWN LUDHIANA
SCO NO 6 BEHIND KRISHNA MANDIR MODEL TOWN EXTENSION MARKET II LUDHIANA,PINCODE 141002
IOBA0002441
141020017 LUDHIANA 2450282 View IFSC →
PAKHOVAL ROAD
745,SARGODHA COLONY PAKHOWAL RD,LUDHIANA
IOBA0001123
141020007 LUDHIANA 2406571 View IFSC →
R O LUDHIANA
POST BOX NO 410 DOOR NO 550 BY 1,FOUNTAIN CHOWK COLLEGE RD CIVIL LINES LUDHIANA PIN CODE 141001
IOBA0002013
Non-MICR LUDHIANA +914428584896 View IFSC →
RISHINAGAR
SCO 51,RISHI NAGAR SHOPPING COMPLEX,RISHI NAGAR,LUDHIANA,PIN 141001
IOBA0001898
141020013 LUDHIANA 2301746 View IFSC →
SBS NAGAR LUDHIANA
SBS NAGAR,PAKHOWAL ROAD,LUDHIANA 141013
IOBA0002663
141020023 LUDHIANA +914428584896 View IFSC →
SUNDER NAGAR
B XXIV,2592 BY 1,ATAM TOWER,SUNDER NAGAR,LUDHIANA
IOBA0001589
141020011 LUDHIANA +913762300724 View IFSC →

Upcoming Bank Holidays in Punjab

Negotiable Instruments Act

Commercial banks in Punjab (including Indian Overseas Bank branches) observe standard holidays on Sundays, 2nd & 4th Saturdays, and official state-notified festivals:

Date Day Holiday / Occasion Holiday Classification
26 Sep 2026 Saturday Fourth Saturday Bank Holiday RBI Banking Holiday
02 Oct 2026 Friday Mahatma Gandhi Jayanti National Holiday
10 Oct 2026 Saturday Second Saturday Bank Holiday RBI Banking Holiday
24 Oct 2026 Saturday Fourth Saturday Bank Holiday RBI Banking Holiday
14 Nov 2026 Saturday Second Saturday Bank Holiday RBI Banking Holiday
Explore other banks operating in Punjab

Browse all scheduled public, private, and regional banks across Punjab to find IFSC codes and clearing centers.

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