RBI Registry Verified Regular Working Day Updated September 2026
20 Branches in Gujarat
Utkarsh Small Finance Bank • Gujarat State Directory

Utkarsh Small Finance Bank Branches & IFSC Codes in Gujarat

20 Branches 13 Districts IFSC Prefix: UTKS

Find verified Utkarsh Small Finance Bank branch IFSC codes, MICR numbers, and locations across 20 branches in Gujarat.

About Utkarsh Small Finance Bank Branches in Gujarat

Utkarsh Small Finance Bank operates authorized branches across Gujarat. Each location has an assigned 11-character IFSC code for electronic payment settlement via NEFT, RTGS, and IMPS.

For transfers to any Utkarsh Small Finance Bank account in Gujarat, enter the beneficiary account number, payee name, and the branch-specific IFSC code listed in the directory above.

Branch Status in Gujarat: Regular Working Day Last checked: 24 Sep 2026
Typical banking hours: 10:00 AM – 4:00 PM (subject to branch-specific schedules and local changes). Digital payment systems (NEFT, RTGS, IMPS, UPI) are generally available round-the-clock per RBI/NPCI guidelines, subject to individual bank processing, system maintenance, and account limits.
Filter by District in Gujarat
All Districts (20) AHMEDABAD 1 BHAVNAGAR GUJARAT 1 GANDHINAGAR 1 GUJARAT 4 MAVDI,RAJKOT GUJARAT 1 MEHSANA GUJARAT 1 NAVSARI 1 NIKOL AHMEDABAD 1 PRAHALADNAGAR 1 RAJKOT GUJRAT 1 SURAT 3 VADODARA 3 VESU SURAT 1

All Utkarsh Small Finance Bank Branches in Gujarat

Select a branch to view detailed IFSC routing, MICR code, and address.

Showing 1-20 of 20 branches
Branch Name IFSC Code MICR Code District / City Contact Action
ADAJAN PAL SURAT
SHOP NO.26 & 27 LA VICTORIA BUILDING GALAXY CIRCLE ADAJAN-PAL SURAT GUJARAT-394510
UTKS0001745
394762002 SURAT +91261 View IFSC →
AHMEDABAD
GROUND FLOOR OF COMPLEX KNOWN AS SPG EMPRESSA,SHOP NO.02,SURVEY NO.2784,SUB PLOT NO.9,MITHAKALI ROAD,NAVRANGPURA,AHMEDABAD 380009,GUJARAT
UTKS0001541
380762002 AHMEDABAD +919038093259 View IFSC →
AHMEDABAD SATELLITE GUJARAT
DEV ATILER BUILDING SHOP NUMBER-17 GROUND FLOOR NEAR DEER CIRCLE ANANDNAGAR 100 FT ROAD PRAHALADNAGAR SATELLITE AHMEDABAD-380015
UTKS0001684
380762005 PRAHALADNAGAR +918001239878 View IFSC →
ANAND GUJARAT
SHOP NUMBER -5 6 7& 8 GROUND FLOOR R K HUB CITY SURVEY NUMBER 254 NEAR BHAIKAKA STATUE GARDEN VALLABH VIDYANAGAR ANAND-388120.GUJARAT
UTKS0001647
388762002 GUJARAT 1800 Toll-Free View IFSC →
BHAVNAGAR GUJARAT
UB1UNFRXONXWWRBN34.UJ.
UTKS0001627
364762002 BHAVNAGAR GUJARAT
HVG 		1800 Toll-Free View IFSC →
CROSS ROAD, AHMEDABAD
UTKARSH SMALL FINANCE BANK,ASHWAMEGH PEARL,GROUND FLOOR,NEAR SARDAR PATEL HOSPITAL,RAMBAUGCROSS ROAD,MANINAGAR,AHMEDABAD PIN-380008,GUJARAT
UTKS0001565
380762003 GUJARAT
AHMEDABAD 		1800 Toll-Free View IFSC →
GANDHINAGAR
SHOPNO25 THE URBAN IAOPPSHINDAY RESIDENCY KANSA CHOKDI GANDHI NAGAR GUJARAT - 382421
UTKS0001775
382762002 GANDHINAGAR
DIGR 		1800 Toll-Free View IFSC →
JAMNAGAR GUJARAT
RUDFRHN3RYAHEIGHTSNEARKHDIYARCYJAMAGARPI361006UJARAT
UTKS0001695
361762001 GUJARAT 1800 Toll-Free View IFSC →
MANJALPUVADODARA
SAKAR COMPLEX GROUND FLOOR OFFICE NUMBER 3 OPPOSITE BHAVAN SCHOOL BHATIA CHAWAL MANJALPUR VADODARA-390011 GUJRAT
UTKS0001670
390762003 VADODARA 1800 Toll-Free View IFSC →
MAVDI,RAJKOT GUJARAT
GF 17&18 KRUTI ONELLA,150 FEET RING ROAD,NEAR HOTEL FORTUNE,GOVARDHAN CIRCLE,RAJKOT,GUJARAT-360004
UTKS0001770
360762003 MAVDI,RAJKOT GUJARAT
RAJKOT 		1800 Toll-Free View IFSC →
MEHSANA GUJARAT
SHOP NUMBER 1 2 3 4 5& 6 GROUND FLOOR ORBIT SMALL CENTER BESIDE DENA BANK RADHANPUR ROAD MEHSANA 384002 GUJARAT
UTKS0001652
384762002 MEHSANA GUJARAT
GUJARAT 		1800 Toll-Free View IFSC →
NADIAD GUJARAT
SHOP NUMBER - 5 6 7& 8 GROUND FLOOR ALISHA LAKE COMPLEX OPPOSITE WOODLANDS RESTAURANT COLLEGE ROAD NADIAD-387001.GUJARAT
UTKS0001645
387762002 GUJARAT 1800 Toll-Free View IFSC →
NAVSARI GUJARAT
N1NFCNYCOSDGNYMNNS365.
UTKS0001659
560762005 NAVSARI 1800 Toll-Free View IFSC →
NIKOL AHMEDABAD
P.&PZRPRBGCAMBPC-20J.
UTKS0001623
380762004 NIKOL AHMEDABAD
AHMEDABAD 		1800 Toll-Free View IFSC →
RAJKOT
OFFICE NUMBER 5 6 & 14 GROUND FLOOR MAKERS-1 BUILDING OPPOSITE MAHATMA GANDHI MUSEUM RAJKOT -360003 GUJARAT
UTKS0001634
360762002 RAJKOT GUJRAT
AKT 		1800 Toll-Free View IFSC →
SURAT
GROUND FLOOR,SHOP NO.2,SUNDARAM SPACE,SAGRAMPURA,HANUMANSHERI RING ROAD,SURAT-395008,GUJARAT
UTKS0001540
395762002 SURAT +919038093259 View IFSC →
VADODARA
GROUND FLOOR,SHOP NO.01 & 4TH FLOOR SHOPNO.3 AT PURV PRIME,RSNO.177/2 T.P.SCHEME NO2,F.P.308,NATHUBHAI,CIRCLE,GOTRI MAIN ROAD,VADODARA,GUJARAT PIN - 390021
UTKS0001534
390762002 VADODARA +919038093259 View IFSC →
VARACHHA SURAT
SHOP NO.2 GROUND FLOOR J R PLAZA,VARACHHA MAIN ROAD B/S,CNG PUMP SHREE JAIMAHALAXMI,SOCIETY CHIKUWADI NANA VARACHHA,SURAT PINCODE-395006 GUJARAT
UTKS0001608
395762003 SURAT 1800 Toll-Free View IFSC →
VASNA VADODARA
GF SHOP NO 3 SARVA SIGNATURE NEAR DREAM UPSCALE NEAR NILAMBER CIRCLE GOTRI-BHAYALI 30 M ROAD VASNA-VADODARA GUJARAT- 39000
UTKS0001746
390762004 VADODARA +91265 View IFSC →
VESU SURAT
SHOP NO.G - 7 SHUBH UNIVERSAL,VESU,SURAT,GUJARAT - 395001
UTKS0001747
395762004 VESU SURAT
SURAT 		1800 Toll-Free View IFSC →

Upcoming Bank Holidays in Gujarat

Negotiable Instruments Act

Commercial banks in Gujarat (including Utkarsh Small Finance Bank branches) observe standard holidays on Sundays, 2nd & 4th Saturdays, and official state-notified festivals:

Date Day Holiday / Occasion Holiday Classification
26 Sep 2026 Saturday Fourth Saturday Bank Holiday RBI Banking Holiday
02 Oct 2026 Friday Mahatma Gandhi Jayanti National Holiday
10 Oct 2026 Saturday Second Saturday Bank Holiday RBI Banking Holiday
24 Oct 2026 Saturday Fourth Saturday Bank Holiday RBI Banking Holiday
10 Nov 2026 Tuesday Diwali Gujarat State Gazetted
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