RBI Registry Verified Regular Working Day Updated September 2026
20 Branches in Gujarat
Utkarsh Small Finance Bank • Gujarat State Directory

Utkarsh Small Finance Bank Branches & IFSC Codes in Gujarat

20 Branches 13 Districts IFSC Prefix: UTKS

Find verified Utkarsh Small Finance Bank branch IFSC codes, MICR numbers, and locations across 20 branches in Gujarat.

About Utkarsh Small Finance Bank Branches in Gujarat

Utkarsh Small Finance Bank operates authorized branches across Gujarat. Each location has an assigned 11-character IFSC code for electronic payment settlement via NEFT, RTGS, and IMPS.

For transfers to any Utkarsh Small Finance Bank account in Gujarat, enter the beneficiary account number, payee name, and the branch-specific IFSC code listed in the directory above.

Branch Status in Gujarat: Regular Working Day Last checked: 24 Sep 2026
Typical banking hours: 10:00 AM – 4:00 PM (subject to branch-specific schedules and local changes). Digital payment systems (NEFT, RTGS, IMPS, UPI) are generally available round-the-clock per RBI/NPCI guidelines, subject to individual bank processing, system maintenance, and account limits.
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All Districts (20) AHMEDABAD 1 BHAVNAGAR GUJARAT 1 GANDHINAGAR 1 GUJARAT 4 MAVDI,RAJKOT GUJARAT 1 MEHSANA GUJARAT 1 NAVSARI 1 NIKOL AHMEDABAD 1 PRAHALADNAGAR 1 RAJKOT GUJRAT 1 SURAT 3 VADODARA 3 VESU SURAT 1

Utkarsh Small Finance Bank Branches in NIKOL AHMEDABAD, Gujarat

Select a branch to view detailed IFSC routing, MICR code, and address.

Showing 1-1 of 1 branches
Branch Name IFSC Code MICR Code District / City Contact Action
NIKOL AHMEDABAD
P.&PZRPRBGCAMBPC-20J.
UTKS0001623
380762004 NIKOL AHMEDABAD
AHMEDABAD 		1800 Toll-Free View IFSC →

Upcoming Bank Holidays in Gujarat

Negotiable Instruments Act

Commercial banks in Gujarat (including Utkarsh Small Finance Bank branches) observe standard holidays on Sundays, 2nd & 4th Saturdays, and official state-notified festivals:

Date Day Holiday / Occasion Holiday Classification
26 Sep 2026 Saturday Fourth Saturday Bank Holiday RBI Banking Holiday
02 Oct 2026 Friday Mahatma Gandhi Jayanti National Holiday
10 Oct 2026 Saturday Second Saturday Bank Holiday RBI Banking Holiday
24 Oct 2026 Saturday Fourth Saturday Bank Holiday RBI Banking Holiday
10 Nov 2026 Tuesday Diwali Gujarat State Gazetted
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