RBI Registry Verified Regular Working Day Updated September 2026
11 Branches in Punjab
Utkarsh Small Finance Bank • Punjab State Directory

Utkarsh Small Finance Bank Branches & IFSC Codes in Punjab

11 Branches 9 Districts IFSC Prefix: UTKS

Find verified Utkarsh Small Finance Bank branch IFSC codes, MICR numbers, and locations across 11 branches in Punjab.

About Utkarsh Small Finance Bank Branches in Punjab

Utkarsh Small Finance Bank operates authorized branches across Punjab. Each location has an assigned 11-character IFSC code for electronic payment settlement via NEFT, RTGS, and IMPS.

For transfers to any Utkarsh Small Finance Bank account in Punjab, enter the beneficiary account number, payee name, and the branch-specific IFSC code listed in the directory above.

Branch Status in Punjab: Regular Working Day Last checked: 24 Sep 2026
Typical banking hours: 10:00 AM – 4:00 PM (subject to branch-specific schedules and local changes). Digital payment systems (NEFT, RTGS, IMPS, UPI) are generally available round-the-clock per RBI/NPCI guidelines, subject to individual bank processing, system maintenance, and account limits.
Filter by District in Punjab
All Districts (11) AMRITSAR 1 BATHINDA 1 CHANDIGARH 1 HOSHIARPUR PUNJAB 1 JALANDHAR 1 LUDHIANA 1 MOHALI 2 PATIALA 2 ZIRAKPUR PUNJAB 1

All Utkarsh Small Finance Bank Branches in Punjab

Select a branch to view detailed IFSC routing, MICR code, and address.

Showing 1-11 of 11 branches
Branch Name IFSC Code MICR Code District / City Contact Action
AMRITSAR
GROUND FLOOR,29,KENNEDY AVENUE COURT ROAD,AMRITSAR PUNJAB PIN-143001
UTKS0001562
143762002 AMRITSAR 1800 Toll-Free View IFSC →
BATHINDA
BUILDING NO.12830 MAIN G.T.ROAD,NEAR SEPAL HOTEL TINKONI CHOWK,BATHINDA PUNJAB-151001
UTKS0001604
151762002 BATHINDA 1800 Toll-Free View IFSC →
CHANDIGARH
GROUND FLOOR S.C.O.42 SECTOR-18 D,CHANDIGARH-160018
UTKS0001527
160762003 CHANDIGARH +9118001239878 View IFSC →
HOSHIARPUR
UGF-01 UPPER GROUND FLOOR JS EMINENT MALL COMPLEX M.NO.XVII/815 SUTEHRI ROAD HOSHIARPUR PUNJAB PIN-146001
UTKS0001651
146762002 HOSHIARPUR PUNJAB 1800 Toll-Free View IFSC →
JALANDHAR PUNJAB
RUDFLR613LMDELTW,JALADHARPUJAB144003
UTKS0001574
144762002 JALANDHAR 1800 Toll-Free View IFSC →
LUDHIANA
PLOT NO.4 MUNICIPAL NO.B-26-4 NEW LAJPAT NAGAR PAKHOWAL ROAD LUDHIANA PUNJAB-141002
UTKS0001588
141762002 LUDHIANA 1800 Toll-Free View IFSC →
MOHALI
RUDFLRSCFN109PHASE7URBAESTATEMHALISTATEPUJABPIN160059
UTKS0001569
160762005 MOHALI 1800 Toll-Free View IFSC →
MOHALI SECTOR
SCO-4 SECTOR 82 JLPL MOHALI PUNJAB 140306
UTKS0001726
140762003 MOHALI 1800 Toll-Free View IFSC →
PATIALA
GROUND FLOOR,SHOWROOM NO 101,102 D P SQUARE,CHOWK LEELA BHAWAN PATIALA PUNJAB-147001
UTKS0001563
147762002 PATIALA 1800 Toll-Free View IFSC →
RAJPURA
UTKARSH SMALL FINANCE BANK LTD GROUND FLOOR HOUSE NO 1172 SHOP NO 3 GANDHI COLONY KASTURBA ROAD RAJPURA PATIALA PUNJAB140401
UTKS0001978
140762002 PATIALA 1800 Toll-Free View IFSC →
ZIRAKPUR
GROUND FLOOR SCO 09 BLOCK- A HIGH STREET VIP ROAD VILLAGE BISHANPURA TEHSIL DERABASSI DISTRICT S.A.S NAGAR ZIRAKPUR PUNJAB 140603
UTKS0001714
160762007 ZIRAKPUR PUNJAB
ZIRAKPUR 		1800 Toll-Free View IFSC →

Upcoming Bank Holidays in Punjab

Negotiable Instruments Act

Commercial banks in Punjab (including Utkarsh Small Finance Bank branches) observe standard holidays on Sundays, 2nd & 4th Saturdays, and official state-notified festivals:

Date Day Holiday / Occasion Holiday Classification
26 Sep 2026 Saturday Fourth Saturday Bank Holiday RBI Banking Holiday
02 Oct 2026 Friday Mahatma Gandhi Jayanti National Holiday
10 Oct 2026 Saturday Second Saturday Bank Holiday RBI Banking Holiday
24 Oct 2026 Saturday Fourth Saturday Bank Holiday RBI Banking Holiday
14 Nov 2026 Saturday Second Saturday Bank Holiday RBI Banking Holiday
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