RBI Registry Verified Regular Working Day Updated September 2026
337 Branches in Kerala
Esaf Small Finance Bank • Kerala State Directory

Esaf Small Finance Bank Branches & IFSC Codes in Kerala

337 Branches 40 Districts IFSC Prefix: ESMF

Find verified Esaf Small Finance Bank branch IFSC codes, MICR numbers, and locations across 337 branches in Kerala.

About Esaf Small Finance Bank Branches in Kerala

Esaf Small Finance Bank operates authorized branches across Kerala. Each location has an assigned 11-character IFSC code for electronic payment settlement via NEFT, RTGS, and IMPS.

For transfers to any Esaf Small Finance Bank account in Kerala, enter the beneficiary account number, payee name, and the branch-specific IFSC code listed in the directory above.

Branch Status in Kerala: Regular Working Day Last checked: 25 Sep 2026
Typical banking hours: 10:00 AM – 4:00 PM (subject to branch-specific schedules and local changes). Digital payment systems (NEFT, RTGS, IMPS, UPI) are generally available round-the-clock per RBI/NPCI guidelines, subject to individual bank processing, system maintenance, and account limits.
Filter by District in Kerala
All Districts (337) ALAPUZHA 2 AMBALLUR 1 ANCHAL 1 CHERPU 1 EDAKKARA 1 ELAPPARA 1 ERNAKULAM 5 ERNAKULUM 3 KANJIKODE 1 KANNUR 7 KANTHALOOR 1 KASARGODE 2 KATTAPANA 1 KOLLAM 3 KOTTAYAM 7 KOZHIKODE 4 KULAVANMUKKU 1 MALAPPURAM 6 MANNUTHY 6 MUNDUR L 1 MUPPAINAD 1 PALAKKAD 9 PANDIKKAD 1 PARIYARAM 1 PATHANAMTHITTA 3 PIRAVOM 1 PONNANI 2 POOVAR 1 PUTHUPPARIYARAM 1 RAJAKUMARI 1 RAMANATTUKARA 1 SATHYAMANGALAM 1 THAMARASSERY 2 THIRUVALLA 3 THIRUVANANTHAPURAM 3 THRISSUR 11 VADAKKANCHERRY 1 VANDITHAVALAM 1 VAZHANI 1 VELLINEZHI 1

All Esaf Small Finance Bank Branches in Kerala

Select a branch to view detailed IFSC routing, MICR code, and address.

Showing 1-24 of 337 branches
Branch Name IFSC Code MICR Code District / City Contact Action
ADIMALY
1132, 1ST FLOOR, VALIYAPARAMBIL COMPLEX, NH-49, ADIMALY, IDUKKI DISTRICT, PIN 685561
ESMF0001112
685760152 ADIMALY
IDUKKI 		+918589003431 View IFSC →
ADIPERANDA
NO 578 581, IZHRA TOWER, ADIPERANDA JUNCTION, KAIRADY P O, PALAKKAD, KERALA 678510
ESMF0001627
678760054 ADIPERANDA
PALAKKAD 		+919288092496 View IFSC →
ADOOR
SURVEY NO 153 16AND148 25 1,NEAR FIRE STATION,M C ROAD,ADOOR,PATHANAMTHITTA 689693
ESMF0001154
691760052 ADOOR
PATHANAMTHITTA 		+918589024951 View IFSC →
AGALI
KUNNATH BUILDING, OPP GOVT L P SCHOOL AGALI, AGALI P O, PALAKKAD, KERALA 678581
ESMF0001631
678760155 AGALI
PALAKKAD 		+918589922375 View IFSC →
ALAKODE
NO 534-D, KEECHIRA AVENUE, NEAR ALAKODE FORANE CHURCHKANNURKERALA 670571
ESMF0001983
670760009 ALAKODE
KANNUR 		+919288093189 View IFSC →
ALANALLUR I
FAWAZ COMPLEX NO 9 722 723 724 810 811 812,OPPOSITE TO AYYAPPANKAVU
ESMF0001398
678760153 ALANALLUR I
PALAKKAD 		+918589902551 View IFSC →
ALAPAD
05/948,SHAS COMPLEX,LABOUR CORNER,ALAPPAD PO,ALAPAD,THRISSUR-680641
ESMF0001821
Non-MICR THRISSUR 487 View IFSC →
ALAPUZHA
KAINAKARI BUILDING GROUND FLOOR AND FIRST FLOOR,15,492D,BL 04,27 GF AND 1329 SQ FEET FIRST FLOOR,NEAR TO POWER HOUSE,SHAVAKOTTAPALAM,ERNAKULAM ALAPUZHA ROAD,ALAPUZHA PIN 688007
ESMF0001197
688760002 ALAPUZHA +918589027601 View IFSC →
ALATHUR
XV/ 1053,XV/ 1054,GF,TRICHUR TOWER,NEAR ALATUR COURT,COURT ROAD,ALATHUR,PALAKKAD 678541
ESMF0001113
678760052 ALATHUR
PALAKKAD 		+918589001416 View IFSC →
ALUVA
DOOR NO 12,681,12,MANDRAMBILLY BUILDING,NEAR LAKSHMI HOSPITAL,SUB JAIL ROAD,ALUVA 683101 DIST ERNAKULAM
ESMF0001209
682760009 ALUVA
ERNAKULAM 		+918589900670 View IFSC →
AMBALAPARA II
RS.NO-422,2,3,NEAR THOUFEEQ PADI BUS STOP,AMBALAPARA II VILLAGE,679512
ESMF0001499
679760003 AMBALAPARA II
PALAKKAD 		+918589978471 View IFSC →
AMBALAPUZHA
MEERA COMMERCIAL COMPLEX,NEAR MANASAMEERA AUDITORIUM,AMBALAPUZHA THIRUVALLA ROAD,AMBALAPUZHA 688561
ESMF0001284
688760152 AMBALAPUZHA
ALAPUZHYA 		+918589900303 View IFSC →
AMBALLUR
KOODLY ARCADE,ALAGAPPA NAGAR,AMBALLUR,THRISSUR 680302
ESMF0001356
680760012 AMBALLUR
THRISSUR 		+919388804124 View IFSC →
ANAKKATTY
NO 16/H T 16/M RK COMPLEX NEAR BUS STAND PALAKKAD DIST KERALA 678581
ESMF0001705
Non-MICR ANAKKATTY
PALAKKAD 		+918589001825 View IFSC →
ANAMANGAD
VK TOWER,GROUND FLOOR, NEAR TELEPHONIC EXCHANGE, YANAMANGAD MAIN RD ,ANAMANGAD,MALAPPURAM,KERALA-679357
ESMF0001856
Non-MICR MALAPPURAM 1800 Toll-Free View IFSC →
ANAVIRATTY
GROUND FLOOR,DOOR NO 14 349 SURVEY NO 355 4,KAMBILINE JUNCTION,ANAVIRATTY P O,IDUKKI DITRICT PIN 628057
ESMF0001157
685760153 ANAVIRATTY
IDUKKI 		+918589906495 View IFSC →
ANCHAL
VATTAPARAMBIL DUILDING,OYOOR ROAD,AYOOR,ANCHAL,KOLLAM DIST,KERALA 691533
ESMF0001512
691760153 ANCHAL
KOLLAM 		+918589951133 View IFSC →
ANGADIMOGARU
NO 69 ANGADIMOGARU VILLAGE,NEAR KATHEEB NAGAR MASGID,SEETHANGOLI PERLA ROAD KASARGOD,671321
ESMF0001350
671760004 ANGADIMOGARU
KASARAGOD 		+918589969898 View IFSC →
ANGADIPPURAM
ARL BUILDING,CALICUT ROAD,MALAPPURAM DISTRICT,ANGADIPPURAM,KERALA,679321
ESMF0001518
679760153 ANGADIPPURAM
MALAPPURAM 		+918589900974 View IFSC →
ANGAMALY
GROUND FLOOR BL 2,552 21T,B JUNCTION,MANJAPRA ROAD,ANGAMALY
ESMF0001205
683760002 ANGAMALY
ERNAKULAM 		+918589002594 View IFSC →
ANJARAKANDY
BUILDING NO 2/628, NEAR ANTARAKANDY BUSTAND AIRPORT ROADKANNURKERALA670612
ESMF0001985
670760013 ANJARAKANDY
KANNUR 		+917994458377 View IFSC →
AREEKODE
N K TOWER,NEAR MASJID MUJAHIDEEN,EDAV ANAPARA ROAD,AREEKODE,MALAPPURAM,KERALA,673639
ESMF0001391
676760801 AREEKODE
MALAPPURAM 		+919288092250 View IFSC →
AROOR
2ND FLOOR,NELLIKKAVELIL BUILDING,OPP AROOR POST OFFICE,AROOR P O,ALAPUZHA 688534
ESMF0001357
688760801 AROOR
ALAPUZHA 		+918589902442 View IFSC →
AVANAVANCHERY
NO VIII/165/2 GROUND FLOOR, CHIRAYIL BUILDING, ATTINGAL - AVANVANCHERRY (PART), AVANAVANCHERRY P O ATTINGAL THIRUVANANTHAPURAM DISTRICT PIN 695101
ESMF0001116
695760053 AVANAVANCHERY
THIRUVANANTHAPURAM 		+918589902972 View IFSC →

Upcoming Bank Holidays in Kerala

Negotiable Instruments Act

Commercial banks in Kerala (including Esaf Small Finance Bank branches) observe standard holidays on Sundays, 2nd & 4th Saturdays, and official state-notified festivals:

Date Day Holiday / Occasion Holiday Classification
26 Sep 2026 Saturday Fourth Saturday Bank Holiday RBI Banking Holiday
02 Oct 2026 Friday Mahatma Gandhi Jayanti National Holiday
10 Oct 2026 Saturday Second Saturday Bank Holiday RBI Banking Holiday
20 Oct 2026 Tuesday Mahanavami / Vijayadashami Kerala State Gazetted
24 Oct 2026 Saturday Fourth Saturday Bank Holiday RBI Banking Holiday
Explore other banks operating in Kerala

Browse all scheduled public, private, and regional banks across Kerala to find IFSC codes and clearing centers.

View All Kerala Banks