RBI Registry Verified Regular Working Day Updated September 2026
337 Branches in Kerala
Esaf Small Finance Bank • Kerala State Directory

Esaf Small Finance Bank Branches & IFSC Codes in Kerala

337 Branches 40 Districts IFSC Prefix: ESMF

Find verified Esaf Small Finance Bank branch IFSC codes, MICR numbers, and locations across 337 branches in Kerala.

About Esaf Small Finance Bank Branches in Kerala

Esaf Small Finance Bank operates authorized branches across Kerala. Each location has an assigned 11-character IFSC code for electronic payment settlement via NEFT, RTGS, and IMPS.

For transfers to any Esaf Small Finance Bank account in Kerala, enter the beneficiary account number, payee name, and the branch-specific IFSC code listed in the directory above.

Branch Status in Kerala: Regular Working Day Last checked: 25 Sep 2026
Typical banking hours: 10:00 AM – 4:00 PM (subject to branch-specific schedules and local changes). Digital payment systems (NEFT, RTGS, IMPS, UPI) are generally available round-the-clock per RBI/NPCI guidelines, subject to individual bank processing, system maintenance, and account limits.
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All Districts (337) ADIMALY 1 ALAKODE 1 ALAPUZHA 2 ERNAKULAM 5 ERNAKULUM 3 KALPAKANCHERI 1 KANNUR 7 KARUNAGAPPALLY 1 KASARGODE 2 KATTIKULAM 1 KODUVAYUR 1 KOLLAM 3 KOTTATHARA PALLIKUNNU 1 KOTTAYAM 7 KOZHIKODE 4 KUTTIADY 1 MAKKARAPARAMBA 1 MALAPPURAM 6 MANGALAM 1 MANGALAM DAM 1 MANNARKKAD 1 MANNUTHY 6 MUKKAM 1 NAGALASSERY 1 NELLAYA 1 NEMMARA 1 OTTAPPALAM 1 PALAKKAD 9 PARAPPANANGADI 1 PATHANAMTHITTA 3 PONNANI 2 THAMARASSERY 2 THEVARA 1 THIRUNAVAYA 1 THIRUVALLA 3 THIRUVANANTHAPURAM 3 THRIKKADEERI 1 THRISSUR 11 VANIYAMPARA 1 VIZHINJAM 1

Esaf Small Finance Bank Branches in KANNUR, Kerala

Select a branch to view detailed IFSC routing, MICR code, and address.

Showing 1-7 of 7 branches
Branch Name IFSC Code MICR Code District / City Contact Action
CHEMPERI
DOOR NO 800/B,800/C,800/D,800/E,GROUND FLOOR,CHEMPERI -ALAKODE ROAD,NEAR KERALA GRAMIN BANK,ERUVESSY,KANNUR-DISTRICT,KERALA-670632
ESMF0001955
Non-MICR KANNUR +919288093059 View IFSC →
CHERUKUNNU
BUILDING NO 38/A,B,C, NEAR BY KANNAPURAM RAILWAY STATION,P O CHERUKKUNU,KANNURKERALA670 301
ESMF0001981
670760011 KANNUR +917994458377 View IFSC →
KANNUR
GROUND FLOOR,TTN 9,794,PRAKANS BUILDING,THAVAKARRA,KANNUR,KANNUR 670002
ESMF0001159
670760002 KANNUR +918589904300 View IFSC →
KANNUR-THALASERRY
BUILDING NO-45 4632,JUBILEE ROAD,NEAR POST OFFICE THALASSERY P O KANNUR,INDIA,KERALA,670101
ESMF0001814
Non-MICR KANNUR 1800 Toll-Free View IFSC →
PAYYAVOOR
BUILDING NO. 24A-F, GROUND FLOOR, ON MALAYORA HIGHWAY, PAYYAVOOR JUNCTION, PAYYAVOOR, KANNUR-DISTRICT, KERALA-STATE, PIN 670633
ESMF0001991
670760017 KANNUR +917994458377 View IFSC →
SREEKANDAPURAM
BUILDING NO. 24/377H,377J,377K,377L, GROUND FLOOR, ON TALIPARAMBA - IRITTY ROAD, BESIDES IOC PETROL BUNK, SREEKANDAPURAM, KANNUR-DISTRICT, KERALA-STATE, PIN 670 631
ESMF0001992
670760016 KANNUR +917994458377 View IFSC →
TALIPARAMBA
NO-365 A6,MANATTI TOWER,MANNA JUNCTION,TALIPARAMBA P O KANNUR,INDIA,KERALA,670141
ESMF0001802
Non-MICR KANNUR 1800 Toll-Free View IFSC →

Upcoming Bank Holidays in Kerala

Negotiable Instruments Act

Commercial banks in Kerala (including Esaf Small Finance Bank branches) observe standard holidays on Sundays, 2nd & 4th Saturdays, and official state-notified festivals:

Date Day Holiday / Occasion Holiday Classification
26 Sep 2026 Saturday Fourth Saturday Bank Holiday RBI Banking Holiday
02 Oct 2026 Friday Mahatma Gandhi Jayanti National Holiday
10 Oct 2026 Saturday Second Saturday Bank Holiday RBI Banking Holiday
20 Oct 2026 Tuesday Mahanavami / Vijayadashami Kerala State Gazetted
24 Oct 2026 Saturday Fourth Saturday Bank Holiday RBI Banking Holiday
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