RBI Registry Verified Regular Working Day Updated September 2026
337 Branches in Kerala
Esaf Small Finance Bank • Kerala State Directory

Esaf Small Finance Bank Branches & IFSC Codes in Kerala

337 Branches 40 Districts IFSC Prefix: ESMF

Find verified Esaf Small Finance Bank branch IFSC codes, MICR numbers, and locations across 337 branches in Kerala.

About Esaf Small Finance Bank Branches in Kerala

Esaf Small Finance Bank operates authorized branches across Kerala. Each location has an assigned 11-character IFSC code for electronic payment settlement via NEFT, RTGS, and IMPS.

For transfers to any Esaf Small Finance Bank account in Kerala, enter the beneficiary account number, payee name, and the branch-specific IFSC code listed in the directory above.

Branch Status in Kerala: Regular Working Day Last checked: 25 Sep 2026
Typical banking hours: 10:00 AM – 4:00 PM (subject to branch-specific schedules and local changes). Digital payment systems (NEFT, RTGS, IMPS, UPI) are generally available round-the-clock per RBI/NPCI guidelines, subject to individual bank processing, system maintenance, and account limits.
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All Districts (337) ALAPPUZHA 1 ALAPUZHA 2 ALUVA 1 ANAVIRATTY 1 AREEKODE 1 EDAPALLY 1 ERNAKULAM 5 ERNAKULUM 3 KALKANDY 1 KALLIASSERI 1 KALPETTA 1 KANNUR 7 KASARGODE 2 KOCHIN 1 KOLENCHERY 1 KOLLAM 3 KOTTAYAM 7 KOZHIKODE 4 MALAPPURAM 6 MANNUTHY 6 MUTHALAMADA 1 PALAKKAD 9 PARATHODU 1 PATHANAMTHITTA 3 PATTAMBI 1 PONNANI 2 POZHIYOOR KULATHORR 1 PURAKKADI MEENANGADI 1 THAMARASSERY 2 THIRPPARAPPU 1 THIRUVALLA 3 THIRUVANANTHAPURAM 3 THIRUVANATHAPURAM ULLOOR 1 THRIPUNITHURA 1 THRISSUR 11 ULIKKAL 1 VALLAPUZHA 1 VANGARA 1 VETTOM 1 WAYANAD 1

Esaf Small Finance Bank Branches in PALAKKAD, Kerala

Select a branch to view detailed IFSC routing, MICR code, and address.

Showing 1-9 of 9 branches
Branch Name IFSC Code MICR Code District / City Contact Action
KALLADIKODE KARIMBA II VILLAGE
NO 578 580,KARIMBA II VILLAGE,KALADOKODE P O,PALAKKAD,KERALA 678596
ESMF0001583
678760016 PALAKKAD +919288092490 View IFSC →
KUNISSERY
GROUND FLOOR, DEEPA ARCADE,KUNNISERY JUNCTION,OPPOSITE MAIN RAOD,PALAKKAD-678681
ESMF0001860
Non-MICR PALAKKAD 1800 Toll-Free View IFSC →
KUZHALMANNAM
NO XV 381 GROUND FLOOR,KANNANUR JUNCTION,KANNADI
ESMF0001136
678760203 PALAKKAD +918589001363 View IFSC →
PALAKKAD
ROOM NO A3/3163/15,GROUND FLOOR , OPP VGUARD STOCKIST , NH CHANDRA NAGAR, PALAKKAD PIN 678007
ESMF0001109
678760002 PALAKKAD +918589902678 View IFSC →
PALAKKAD
HI,TECH TOWER,MEPPARAMB,SHORNUR ROAD,PALAKKAD,KERALA,678004
ESMF0001413
678760010 PALAKKAD +918589900886 View IFSC →
PALAKKAD - TOWN
GROUND FLOOR,18 763 2,AHAMED SQUARE,NEAR KSRTC STAND,KSRTC LINK ROAD,DPO JUNCTION,PALAKKAD,PIN 678007
ESMF0001168
678760005 PALAKKAD +918589028431 View IFSC →
SHOLAYUR
ARACKAL COMPLEX,CHAVADIYOOR ROAD,SHOLAYUR P O,PALAKKAD 678581
ESMF0001861
Non-MICR PALAKKAD +918589001825 View IFSC →
THACHAMPARA
KALATHIL COMPLEX THACHAMPARA P O PALAKKAD,INDIA,KERALA,678593
ESMF0001577
Non-MICR PALAKKAD 1800 Toll-Free View IFSC →
THENKURISSI
NO 17 38, SS BUILDING, KAYARAMKULAM, THENKURISSI P O, PALAKKAD, KERALA 678671
ESMF0001626
678760023 PALAKKAD +919288093298 View IFSC →

Upcoming Bank Holidays in Kerala

Negotiable Instruments Act

Commercial banks in Kerala (including Esaf Small Finance Bank branches) observe standard holidays on Sundays, 2nd & 4th Saturdays, and official state-notified festivals:

Date Day Holiday / Occasion Holiday Classification
26 Sep 2026 Saturday Fourth Saturday Bank Holiday RBI Banking Holiday
02 Oct 2026 Friday Mahatma Gandhi Jayanti National Holiday
10 Oct 2026 Saturday Second Saturday Bank Holiday RBI Banking Holiday
20 Oct 2026 Tuesday Mahanavami / Vijayadashami Kerala State Gazetted
24 Oct 2026 Saturday Fourth Saturday Bank Holiday RBI Banking Holiday
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