RBI Registry Verified Regular Working Day Updated September 2026
337 Branches in Kerala
Esaf Small Finance Bank • Kerala State Directory

Esaf Small Finance Bank Branches & IFSC Codes in Kerala

337 Branches 40 Districts IFSC Prefix: ESMF

Find verified Esaf Small Finance Bank branch IFSC codes, MICR numbers, and locations across 337 branches in Kerala.

About Esaf Small Finance Bank Branches in Kerala

Esaf Small Finance Bank operates authorized branches across Kerala. Each location has an assigned 11-character IFSC code for electronic payment settlement via NEFT, RTGS, and IMPS.

For transfers to any Esaf Small Finance Bank account in Kerala, enter the beneficiary account number, payee name, and the branch-specific IFSC code listed in the directory above.

Branch Status in Kerala: Regular Working Day Last checked: 25 Sep 2026
Typical banking hours: 10:00 AM – 4:00 PM (subject to branch-specific schedules and local changes). Digital payment systems (NEFT, RTGS, IMPS, UPI) are generally available round-the-clock per RBI/NPCI guidelines, subject to individual bank processing, system maintenance, and account limits.
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All Districts (337) AGALI 1 ALAPUZHA 2 ANAKKATTY 1 ANCHAL 1 ANGADIMOGARU 1 ANJARAKANDY 1 EDAKKARA 1 ERNAKULAM 5 ERNAKULUM 3 KANJIRAPPALLY 1 KANNUR 7 KASARGODE 2 KAVANOOR 1 KOLLAM 3 KOLLENGODE 1 KOTTARAKKARA 1 KOTTAYAM 7 KOZHIKODE 4 KUNNUMPURAM 1 MALAPPURAM 6 MANNUTHY 6 MARAYOOR 1 PALAKKAD 9 PANDIKKAD 1 PARIYARAM 1 PATHANAMTHITTA 3 PONNANI 2 POOVAR 1 PUNALUR 1 RAJAKUMARI 1 RAMANATTUKARA 1 THALIPARAMBA 1 THAMARASSERY 2 THIRUVALLA 3 THIRUVANANTHAPURAM 3 THRISSUR 11 VADAKARAPATHI 1 VADAKKANCHERRY 1 VALANCHERY 1 VELLINEZHI 1

Esaf Small Finance Bank Branches in THIRUVANANTHAPURAM, Kerala

Select a branch to view detailed IFSC routing, MICR code, and address.

Showing 1-3 of 3 branches
Branch Name IFSC Code MICR Code District / City Contact Action
KOWDIAR
NO 058,OPPOSITE NEW REVENUE TOWER,KOWDIYAR P O,THIRUVANANTHAPURAM,-695003
ESMF0001898
Non-MICR THIRUVANANTHAPURAM +919037954932 View IFSC →
THIRUVANANTHAPURAM BAKERY JN
MARVALLIL,DRKOSHY BUILDING,TC 29 4013 1,GROUND FLOOR NEAR BAKERY FLYOVER,THYCAUD PO PANAVILA THIRUVANANTHAPURAM,PIN 695014
ESMF0001142
695760002 THIRUVANANTHAPURAM +918589000288 View IFSC →
THIRUVANATHAPURAM- VANCHIYOOR
GROUND FLOOR,TC 82 1779,VIGNESH TOWER,OPP HOLY ANGELS SCHOOL,CONVENT ROAD,VANCHIYOOR,THIRUVANANTHAPURAM PIN 695035
ESMF0001171
695760003 THIRUVANANTHAPURAM +918589002506 View IFSC →

Upcoming Bank Holidays in Kerala

Negotiable Instruments Act

Commercial banks in Kerala (including Esaf Small Finance Bank branches) observe standard holidays on Sundays, 2nd & 4th Saturdays, and official state-notified festivals:

Date Day Holiday / Occasion Holiday Classification
26 Sep 2026 Saturday Fourth Saturday Bank Holiday RBI Banking Holiday
02 Oct 2026 Friday Mahatma Gandhi Jayanti National Holiday
10 Oct 2026 Saturday Second Saturday Bank Holiday RBI Banking Holiday
20 Oct 2026 Tuesday Mahanavami / Vijayadashami Kerala State Gazetted
24 Oct 2026 Saturday Fourth Saturday Bank Holiday RBI Banking Holiday
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Browse all scheduled public, private, and regional banks across Kerala to find IFSC codes and clearing centers.

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