RBI Registry Verified Regular Working Day Updated September 2026
337 Branches in Kerala
Esaf Small Finance Bank • Kerala State Directory

Esaf Small Finance Bank Branches & IFSC Codes in Kerala

337 Branches 40 Districts IFSC Prefix: ESMF

Find verified Esaf Small Finance Bank branch IFSC codes, MICR numbers, and locations across 337 branches in Kerala.

About Esaf Small Finance Bank Branches in Kerala

Esaf Small Finance Bank operates authorized branches across Kerala. Each location has an assigned 11-character IFSC code for electronic payment settlement via NEFT, RTGS, and IMPS.

For transfers to any Esaf Small Finance Bank account in Kerala, enter the beneficiary account number, payee name, and the branch-specific IFSC code listed in the directory above.

Branch Status in Kerala: Regular Working Day Last checked: 25 Sep 2026
Typical banking hours: 10:00 AM – 4:00 PM (subject to branch-specific schedules and local changes). Digital payment systems (NEFT, RTGS, IMPS, UPI) are generally available round-the-clock per RBI/NPCI guidelines, subject to individual bank processing, system maintenance, and account limits.
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All Districts (337) ALAPUZHA 2 ANGADIPPURAM 1 CHERPULACHERRY 1 ELAMAKKARA 1 ERNAKULAM 5 ERNAKULUM 3 ERUTHEMPATHY 1 GURUVAYUR 1 KADAMPAZHIPURAM 1 KANHANGAD 1 KANICHAR 1 KANJIRAM 1 KANNUR 7 KASARGODE 2 KATTAKKADA 1 KAZHAKKOOTTAM 1 KOLLAM 3 KOTTAYAM 7 KOZHIKODE 4 KUNNATHIDAVAKA VYTHIRI 1 KUPPADITHARA 1 MALAPPURAM 6 MANANTHAVADI 1 MANKADA 1 MANNANTHALA 1 MANNUTHY 6 MUHAMMA 1 PALAKKAD 9 PATHANAMTHITTA 3 PONNANI 2 POOPARA 1 THACHANATTUKARA 1 THALAPILLY 1 THAMARASSERY 2 THIRUVALLA 3 THIRUVANANTHAPURAM 3 THRISSUR 11 UZHAVOOR 1 VARKALA 1 WADAKKANCHERY 1

Esaf Small Finance Bank Branches in KOZHIKODE, Kerala

Select a branch to view detailed IFSC routing, MICR code, and address.

Showing 1-4 of 4 branches
Branch Name IFSC Code MICR Code District / City Contact Action
ERANHIPALLAM
BUILDING NO-6 921,EK TOWER NEAR CIVIL STATION,PALATUTHAZAM P O KOZHIKODE,INDIA,KERALA,673020
ESMF0001805
Non-MICR KOZHIKODE 1800 Toll-Free View IFSC →
KOOTHUPARAMBA
BUILDING NO-22/608 A14,FIRST FLOOOR,BALRAM CITY MALL,KOTHUPARAMBA,ON THALASSERY-MYSORE ROAD,KOTHUPARAMBA,DISTRICT-KANNUR,STATE-KERALA.670643
ESMF0001824
Non-MICR KOZHIKODE 1800 Toll-Free View IFSC →
KOZHIKODE
6/140 A, GROUND FLOOR, GRAND ARCADE, NEAR CHRISTIAN COLLEGE, KANNUR ROAD, NADAKKUV, KOZHIKODE DISTRICT PIN 673011
ESMF0001108
673760002 KOZHIKODE +918589903555 View IFSC →
KOZHIKODE-MAVOOR ROAD
DAYA BUILDING,DOOR NO-63/3401,GROUND FLOOR,MAVOOR ROAD,ARAYADATHUPALAM,NEAR BABY MEMORIAL HOSPITAL,KOZHIKODE DISTRICT-KOZHIKODE,STATE-KERALA,PIN-673004
ESMF0001818
Non-MICR KOZHIKODE 1800 Toll-Free View IFSC →

Upcoming Bank Holidays in Kerala

Negotiable Instruments Act

Commercial banks in Kerala (including Esaf Small Finance Bank branches) observe standard holidays on Sundays, 2nd & 4th Saturdays, and official state-notified festivals:

Date Day Holiday / Occasion Holiday Classification
26 Sep 2026 Saturday Fourth Saturday Bank Holiday RBI Banking Holiday
02 Oct 2026 Friday Mahatma Gandhi Jayanti National Holiday
10 Oct 2026 Saturday Second Saturday Bank Holiday RBI Banking Holiday
20 Oct 2026 Tuesday Mahanavami / Vijayadashami Kerala State Gazetted
24 Oct 2026 Saturday Fourth Saturday Bank Holiday RBI Banking Holiday
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Browse all scheduled public, private, and regional banks across Kerala to find IFSC codes and clearing centers.

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