RBI Registry Verified Regular Working Day Updated September 2026
337 Branches in Kerala
Esaf Small Finance Bank • Kerala State Directory

Esaf Small Finance Bank Branches & IFSC Codes in Kerala

337 Branches 40 Districts IFSC Prefix: ESMF

Find verified Esaf Small Finance Bank branch IFSC codes, MICR numbers, and locations across 337 branches in Kerala.

About Esaf Small Finance Bank Branches in Kerala

Esaf Small Finance Bank operates authorized branches across Kerala. Each location has an assigned 11-character IFSC code for electronic payment settlement via NEFT, RTGS, and IMPS.

For transfers to any Esaf Small Finance Bank account in Kerala, enter the beneficiary account number, payee name, and the branch-specific IFSC code listed in the directory above.

Branch Status in Kerala: Regular Working Day Last checked: 25 Sep 2026
Typical banking hours: 10:00 AM – 4:00 PM (subject to branch-specific schedules and local changes). Digital payment systems (NEFT, RTGS, IMPS, UPI) are generally available round-the-clock per RBI/NPCI guidelines, subject to individual bank processing, system maintenance, and account limits.
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All Districts (337) ALAPUZHA 2 AMBALLUR 1 ANAKKATTY 1 CHERPU 1 EDAKKARA 1 ELAPPARA 1 ERNAKULAM 5 ERNAKULUM 3 KANJIKODE 1 KANJIRAPPALLY 1 KANNUR 7 KANTHALOOR 1 KASARGODE 2 KATTAPANA 1 KOLLAM 3 KOTTAYAM 7 KOZHIKODE 4 KULAVANMUKKU 1 KUNNUMPURAM 1 MALAPPURAM 6 MANNUTHY 6 MUNDUR L 1 MUPPAINAD 1 PALAKKAD 9 PANDIKKAD 1 PARIYARAM 1 PATHANAMTHITTA 3 PIRAVOM 1 PONNANI 2 POOVAR 1 PUTHUPPARIYARAM 1 SATHYAMANGALAM 1 THALIPARAMBA 1 THAMARASSERY 2 THIRUVALLA 3 THIRUVANANTHAPURAM 3 THRISSUR 11 VADAKKANCHERRY 1 VANDITHAVALAM 1 VAZHANI 1

Esaf Small Finance Bank Branches in ERNAKULUM, Kerala

Select a branch to view detailed IFSC routing, MICR code, and address.

Showing 1-3 of 3 branches
Branch Name IFSC Code MICR Code District / City Contact Action
ERNAKULAM
GROUND FLOOR LULU CYBER TOWER INFOPARK PHASE 1 KAKKANAD ERNAKULUM 682030
ESMF0001800
Non-MICR ERNAKULUM
ERNAKULAM 		1800 Toll-Free View IFSC →
ERNAKULUM POOKKATTUPADY
BUILDING NO 1X 559A FIRST FLOOR ON ALUVA TRIPUNITHURA ROAD NEAR NAKSHATRA JEWELERY EDATHALA PANCHAYAT POOKKATTUPADY DISTRICT ERNAKULUM STATE KERELA 683561
ESMF0001815
Non-MICR ERNAKULUM
ERNAKULAM 		1800 Toll-Free View IFSC →
VAZHAKULUM
BUILDING NO 1 921 V FIRST FLOOR KOCHUMUTTOM COMPLEX VAZHAKULAM DISTRICT ERNAKULUM STATE KERELA 686670
ESMF0001829
Non-MICR ERNAKULUM
ERNAKULAM 		1800 Toll-Free View IFSC →

Upcoming Bank Holidays in Kerala

Negotiable Instruments Act

Commercial banks in Kerala (including Esaf Small Finance Bank branches) observe standard holidays on Sundays, 2nd & 4th Saturdays, and official state-notified festivals:

Date Day Holiday / Occasion Holiday Classification
26 Sep 2026 Saturday Fourth Saturday Bank Holiday RBI Banking Holiday
02 Oct 2026 Friday Mahatma Gandhi Jayanti National Holiday
10 Oct 2026 Saturday Second Saturday Bank Holiday RBI Banking Holiday
20 Oct 2026 Tuesday Mahanavami / Vijayadashami Kerala State Gazetted
24 Oct 2026 Saturday Fourth Saturday Bank Holiday RBI Banking Holiday
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