How many Esaf Small Finance Bank branches are located in Kerala?

Esaf Small Finance Bank operates 337 active authorized branches across 40 districts in Kerala.

What is the IFSC code format for Esaf Small Finance Bank branches in Kerala?

All Esaf Small Finance Bank branches in Kerala have an 11-digit alphanumeric code starting with ESMF0 followed by 6 unique branch characters.

RBI Registry Verified Regular Working Day Updated September 2026

337 Branches in Kerala

Esaf Small Finance Bank • Kerala State Directory

Esaf Small Finance Bank Branches & IFSC Codes in Kerala

Q: Are Esaf Small Finance Bank branches open today in Kerala?

Today (25 Sep 2026) branches in Kerala are: Regular Working Day (Typical banking hours: 10:00 AM – 4:00 PM (subject to branch-specific schedules and local changes)). Digital payment systems (NEFT, RTGS, IMPS, UPI) are generally available round-the-clock per RBI/NPCI guidelines, subject to individual bank processing and maintenance windows.

337 Branches 40 Districts IFSC Prefix: ESMF

Find verified Esaf Small Finance Bank branch IFSC codes, MICR numbers, and locations across 337 branches in Kerala.

About Esaf Small Finance Bank Branches in Kerala

Esaf Small Finance Bank operates authorized branches across Kerala. Each location has an assigned 11-character IFSC code for electronic payment settlement via NEFT, RTGS, and IMPS.

For transfers to any Esaf Small Finance Bank account in Kerala, enter the beneficiary account number, payee name, and the branch-specific IFSC code listed in the directory above.

Branch Status in Kerala: Regular Working Day Last checked: 25 Sep 2026

Typical banking hours: 10:00 AM – 4:00 PM (subject to branch-specific schedules and local changes). Digital payment systems (NEFT, RTGS, IMPS, UPI) are generally available round-the-clock per RBI/NPCI guidelines, subject to individual bank processing, system maintenance, and account limits.

Filter by District in Kerala

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All Districts (337) ALAPUZHA 2 ANGADIPPURAM 1 CHERPULACHERRY 1 ELAMAKKARA 1 ERNAKULAM 5 ERNAKULUM 3 ERUTHEMPATHY 1 GURUVAYUR 1 KADAMPAZHIPURAM 1 KANHANGAD 1 KANICHAR 1 KANJIRAM 1 KANNUR 7 KASARGODE 2 KATTAKKADA 1 KAZHAKKOOTTAM 1 KOLLAM 3 KOTTAYAM 7 KOZHIKODE 4 KUNNATHIDAVAKA VYTHIRI 1 KUPPADITHARA 1 MALAPPURAM 6 MANANTHAVADI 1 MANKADA 1 MANNANTHALA 1 MANNUTHY 6 MUHAMMA 1 PALAKKAD 9 PATHANAMTHITTA 3 PONNANI 2 POOPARA 1 THACHANATTUKARA 1 THALAPILLY 1 THAMARASSERY 2 THIRUVALLA 3 THIRUVANANTHAPURAM 3 THRISSUR 11 UZHAVOOR 1 VARKALA 1 WADAKKANCHERY 1

Esaf Small Finance Bank Branches in MANARCAD, Kerala

Select a branch to view detailed IFSC routing, MICR code, and address.

Showing 1-1 of 1 branches

Branch Name	IFSC Code	MICR Code	District / City	Contact	Action
MANARCAD VETTIKUNNEL ARCADE,NEAR BEST BAKERY,MANARCAD PUTHUPALLY BYPASS ROAD,KOTTAYAM 686019	ESMF0001164	686760003	MANARCAD KOTTAYAM	+918589001807	View IFSC →

Upcoming Bank Holidays in Kerala

Negotiable Instruments Act

Commercial banks in Kerala (including Esaf Small Finance Bank branches) observe standard holidays on Sundays, 2nd & 4th Saturdays, and official state-notified festivals:

Date	Day	Holiday / Occasion	Holiday Classification
26 Sep 2026	Saturday	Fourth Saturday Bank Holiday	RBI Banking Holiday
02 Oct 2026	Friday	Mahatma Gandhi Jayanti	National Holiday
10 Oct 2026	Saturday	Second Saturday Bank Holiday	RBI Banking Holiday
20 Oct 2026	Tuesday	Mahanavami / Vijayadashami	Kerala State Gazetted
24 Oct 2026	Saturday	Fourth Saturday Bank Holiday	RBI Banking Holiday

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